Best CD rates and certificates

Requirements

Product: Early withdrawal subject to penalty. Fees may reduce earnings on the account. Rates are subject to change without notice.

Offer: Special term; renews into the closest available standard term at maturity.

Requirements

Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.

Offer: Requires $10,000 minimum balance in new money to the bank.

Requirements

Product: Penalty for early withdrawal. Bonus dividend of an additional 0.10% on any single certificate of 2 years or more with a balance of $50,000 or more.

Offer: Minimum deposit $500. Penalty for early withdrawal.

Requirements

Product: Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.

Offer: New Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500.

Requirements

Product: Dividends accrue on daily balance. Less than 1 year certificates post dividends at maturity; 1 year or longer certificates compound dividends quarterly. Withdrawal before maturity subject to penalty. Minimum required certificate amount is $500, maximum balance is $1,000,000 per member. Membership requires completing payment of one $5.00 share.

Offer: Dividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty.

Requirements

Product: Available from July 5th to July 10th. Minimum opening deposit of $500 in new money required. 'New funds' refers to money not on deposit at Garden Savings FCU in the past 90 days. Early withdrawal penalty: 180 days of dividends earned.

Offer: Available from July 5th to July 10th. Minimum opening deposit of $500 in new money required ('new funds' not on deposit at Garden Savings FCU in past 90 days). Early withdrawal penalty: 180 days of dividends earned.

Requirements

Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA. Maximum deposit is $500,000. Compounded daily and credited monthly for terms 12 months or greater; simple monthly interest paid for terms less than 12 months. Early withdrawal penalties apply.

Offer: Compounded daily and credited monthly. Early withdrawal penalty equals three months interest on the amount withdrawn.

Requirements

Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.

Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.

Requirements

Product: Dividends are calculated on the daily average balance and are paid the last day of each quarter. Minimum amount $2,500.00.

Requirements

Product: All interest rates are subject to change without notice. Penalties for early withdrawal may reduce earnings. To open a CD please visit your local branch.

Offer: 10 Month CD. Initial opening balance / minimum balance to obtain APY is $500.

Requirements

Product: ConnectOne Bank opens CDs as Time Deposits. IRA Time Deposits are not available online. Promotional rates subject to change without notice. Early withdrawal penalties may be imposed.

Offer: 4 Month Penalty-Free CD. No early withdrawal penalties imposed unless funds are withdrawn within 7 days of account opening (forfeits earned interest). Promotional rate.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: New money required. $500 minimum balance to obtain APY and to open. Early withdrawal penalty equals 3 months of interest. Automatically renews at maturity to 7 month CD at prevailing rate with a 7-day grace period. Additional deposits of new money permitted.

Offer: Requires new money. Must deposit $500.00 to open and maintain a daily balance of $500.00 each day to obtain disclosed APY. Early withdrawal penalty equals 3 months of interest. Automatically renews at maturity to 7 month CD with a 7-day grace period.