Best CD rates and certificates

Requirements

Product: Minimum opening balance requirements of $500, $5,000 or $50,000, depending on term of deposit. No monthly service charges. Withdrawal of funds prior to maturity may be subject to penalty.

Offer: Penalty will or may be imposed for early withdrawal.

Requirements

Product: Fixed-rate account. Interest credited at maturity for terms under 7 months and quarterly for terms 9 months and more, or deposited into account if agreed at opening. Interest calculated using daily balance method. Automatically renews with a 10 calendar day grace period. Early withdrawal penalty: 1 month interest for terms of 1 year or less; 3 months interest for terms over 1 year.

Offer: Compound Frequency: Quarterly

Requirements

Product: Available in terms from 3 to 60 months. Dividends credited monthly or at maturity and compound quarterly. Penalty may be imposed for early withdrawal. Rates apply to new CDs and renewals at maturity only.

Offer: Requires a qualifying Liberty+ Checking Account.

Requirements

Product: Helps families set up savings for newest family members. Early withdrawal penalty applies. Compounded monthly.

Offer: Compounded monthly. Early withdrawal penalty applies.

Requirements

Product: Offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. APY based on quarterly compounding.

Requirements

Product: Fixed rate for the specified term. Penalty imposed for early withdrawal. Dividends paid and compounded monthly. Dividends may be added back to the certificate or deposited into share savings or checking account. Fees could reduce earnings.

Offer: Penalty for early withdrawal. Fixed rate.

Requirements

Product: Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. The Annual Percentage yield (APY) assumes interest remains on deposit until maturity. Minimum $25 savings account required.

Offer: Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required.

Requirements

Product: Share certificates have a $1,000 minimum balance (unless otherwise noted) and early withdrawal penalty. All dividends (interest) are earned and posted at the end of each calendar month.

Requirements

Product: Special promotional rates require opening an account with new money (funds not currently on deposit with FNCU). Special promotional rate automatically renews at the standard rate in effect on maturity date.

Offer: Initial term promo rate. Requires opening an account with new money.

Requirements

Product: Limited-time special. Unlimited deposits accepted at any time in $1,000 minimum increments. One withdrawal per calendar month ($1,000 minimum) with no penalty (conditions apply). Penalty for early withdrawal. Automatically renews to a 7-month flex liquid CD / certificate at the current rate.

Offer: Interest compounded monthly. Deposits accepted at any time in increments of $1,000 minimum. One withdrawal per calendar month ($1,000 minimum) with no penalty.

Requirements

Product: Consumer accounts only. Penalty for early withdrawal. Rates are subject to change without notice.

Offer: Special CD rate. Minimum to open waived for existing checking and savings account customers.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: $500 minimum balance required. Rewards rates require checking account relationship.

Offer: Requires checking account relationship.

Requirements

Product: $500 minimum balance required.