Bank · FDIC insured
i3 Bank CD Rates
i3 Bank’s best CD rate is 4.00% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How i3 Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where i3 Bank has the most branches. $10,000, best rate first.
This bank’s best
i3 Bank
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Time Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
i3 Bank CD score
75
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo0.85%
- 31–60 months31–60 mo1.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where i3 Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Time Certificates of Deposit
Up to 4.00%APY · 14 terms
Fixed-rate account. Interest credited at maturity for terms under 7 months and quarterly for terms 9 months and more, or deposited into account if agreed at opening. Interest calculated using daily balance method. Automatically renews with a 10 calendar day grace period. Early withdrawal penalty: 1 month interest for terms of 1 year or less; 3 months interest for terms over 1 year.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompound Frequency: At Maturity | 0.15% | $4 |
| 5 monthsCompound Frequency: At Maturity | 3.50% | $144 |
| 6 monthsCompound Frequency: At Maturity | 0.35% | $17 |
| 7 monthsCompound Frequency: At Maturity | 0.35% | $20 |
| 9 monthsCompound Frequency: Quarterly | 0.35% | $26 |
| 11 monthsCompound Frequency: Quarterly | 0.40% | $37 |
| 12 monthsCompound Frequency: Quarterly | 4.00% | $400 |
| 15 monthsCompound Frequency: Quarterly | 0.50% | $63 |
| 18 monthsCompound Frequency: Quarterly | 0.50% | $75 |
| 24 monthsCompound Frequency: Quarterly | 0.80% | $161 |
| 30 monthsCompound Frequency: Quarterly | 0.85% | $214 |
| 36 monthsCompound Frequency: Quarterly | 0.90% | $272 |
| 48 monthsCompound Frequency: Quarterly | 1.16% | $472 |
| 60 monthsCompound Frequency: Quarterly | 1.25% | $641 |
Special-purpose accounts
Individual Retirement Accounts
Up to 4.00%APY · 14 terms
Types offered: Traditional and ROTH. Investment products are time certificates of deposit. Established via regular, rollover, or transfer contributions. Contribution deadline is April 15 following the tax year. 10% early withdrawal penalty before age 59½. Individuals over 59½ and those required to take a minimum distribution (over 72 years of age) may withdraw funds at any time without penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompound Frequency: At Maturity | 0.15% | $4 |
| 5 monthsCompound Frequency: At Maturity | 3.50% | $144 |
| 6 monthsCompound Frequency: At Maturity | 0.35% | $17 |
| 7 monthsCompound Frequency: At Maturity | 0.35% | $20 |
| 9 monthsCompound Frequency: Quarterly | 0.35% | $26 |
| 11 monthsCompound Frequency: Quarterly | 0.40% | $37 |
| 12 monthsCompound Frequency: Quarterly | 4.00% | $400 |
| 15 monthsCompound Frequency: Quarterly | 0.50% | $63 |
| 18 monthsCompound Frequency: Quarterly | 0.50% | $75 |
| 24 monthsCompound Frequency: Quarterly | 0.80% | $161 |
| 30 monthsCompound Frequency: Quarterly | 0.85% | $214 |
| 36 monthsCompound Frequency: Quarterly | 0.90% | $272 |
| 48 monthsCompound Frequency: Quarterly | 1.16% | $472 |
| 60 monthsCompound Frequency: Quarterly | 1.25% | $641 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.