Credit union · NCUA insured
LincOne Federal Credit Union CD Rates
LincOne Federal Credit Union’s best CD rate is 3.76% APY on a 6-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How LincOne Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Lincoln, NE, where LincOne Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LincOne Federal Credit Union
3.76%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $186
Share Certificates
Top rate
Cornhusker Bank
4.46%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,907
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
LincOne Federal Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.76%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LincOne Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.76%APY · 6 terms
Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. The Annual Percentage yield (APY) assumes interest remains on deposit until maturity. Minimum $25 savings account required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required | 1.25% | $31 |
| 6 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required | 3.76% | $186 |
| 12 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required | 3.66% | $366 |
| 18 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required | 3.30% | $499 |
| 24 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required | 2.79% | $566 |
| 36 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. Minimum $25 savings account required | 2.53% | $778 |
Special-purpose accounts
IRA Certificates
Up to 3.76%APY · 6 terms
IRA options include Traditional, ROTH, & ESA (Educational) IRAs. Certificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal | 1.25% | $31 |
| 6 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal | 3.76% | $186 |
| 12 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal | 3.66% | $366 |
| 18 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal | 3.30% | $499 |
| 24 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal | 2.79% | $566 |
| 36 monthsCertificates require a minimum balance of $500.00 to open. Penalty may be imposed for early withdrawal | 2.53% | $778 |
Sources (1)
- linconefcu.org/build/iras · captured Oct 5, 2026
Who can join LincOne Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone that lives, works, worships or studies in Lancaster County and the City of Lincoln, NE is eligible to join.
Membership information collected October 4, 2026.