First Nebraska Credit Union CD Rates

How First Nebraska Credit Union’s CD rates compare

Compared with banks and credit unions near Omaha, NE-IA, where First Nebraska Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
First Nebraska Credit Union
3.75%APY
Term
12 months
Minimum
—
Earns on $10,000
$375
Special Term Share
Top rate
Metro Credit Union
4.55%APY
Term
25 months
Minimum
$500
Earns on $10,000
$971
Metro Credit Union rates
2nd-highest rate
First Westroads Bank
4.55%APY
Term
48 months
Minimum
$500
Earns on $10,000
$1,948
First Westroads Bank rates

Compare CD rates near you →

CD score

Higher than 39% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.60%
9–15 months9–15 mo3.75%
16–30 months16–30 mo3.00%
31–60 months31–60 mo2.90%
QualifiedQualified3.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Nebraska Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Special Term Share

Up to 3.75%APY · 2 termsPromotional

Special promotional rates require opening an account with new money (funds not currently on deposit with FNCU). Special promotional rate automatically renews at the standard rate in effect on maturity date.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsInitial term promo rate. Requires opening an account with new money	3.60%	$178
12 monthsInitial term promo rate. Requires opening an account with new money	3.75%	$375

Sources (1)

firstnebraska.org/rates-certificate · captured Sep 18, 2026

Rewards Term Share

Up to 3.10%APY · 8 termsRequirements apply

$500 minimum balance required. Rewards rates require checking account relationship.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsRequires checking account relationship	2.35%	$117
9 monthsRequires checking account relationship	2.60%	$194
12 monthsRequires checking account relationship	2.85%	$285
18 monthsRequires checking account relationship	3.10%	$469
24 monthsRequires checking account relationship	3.05%	$619
36 monthsRequires checking account relationship	3.00%	$927
48 monthsRequires checking account relationship	2.95%	$1,233
60 monthsRequires checking account relationship	2.90%	$1,537

Sources (1)

firstnebraska.org/rates-certificate · captured Sep 18, 2026

Term Share

Up to 3.00%APY · 8 terms

$500 minimum balance required.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 months	2.25%	$112
9 months	2.50%	$187
12 months	2.75%	$275
18 months	3.00%	$453
24 months	2.95%	$599
36 months	2.90%	$895
48 months	2.85%	$1,190
60 months	2.80%	$1,481

Sources (1)

firstnebraska.org/rates-certificate · captured Sep 18, 2026

Special-purpose accounts

Rewards Roth & Coverdell IRA Term Certificates

Up to 3.05%APY · 3 termsIRARequirements apply

Rewards rates require checking account relationship.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 monthsRequires checking account relationship	2.85%	$285
24 monthsRequires checking account relationship	3.05%	$619
36 monthsRequires checking account relationship	3.00%	$927

Sources (1)

firstnebraska.org/rates-ira · captured Sep 18, 2026

Rewards Traditional IRA Term Certificates

Up to 3.05%APY · 5 termsIRARequirements apply

Rewards rates require checking account relationship.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 monthsRequires checking account relationship	2.85%	$285
24 monthsRequires checking account relationship	3.05%	$619
36 monthsRequires checking account relationship	3.00%	$927
48 monthsRequires checking account relationship	2.95%	$1,233
60 monthsRequires checking account relationship	2.90%	$1,537