Bank · FDIC insured
Lincoln Federal Savings Bank CD Rates
Lincoln Federal Savings Bank’s best CD rate is 3.50% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Lincoln Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Lincoln, NE, where Lincoln Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Lincoln Federal Savings Bank
3.50%APY
- Term
- 6 months
- Minimum
- $5,000
- Earns on $10,000
- $173
Certificates of Deposit (CD)
Top rate
Cornhusker Bank
4.46%APY
- Term
- 48 months
- Minimum
- $1,000
- Earns on $10,000
- $1,907
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Lincoln Federal Savings Bank CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lincoln Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CD)
Up to 3.50%APY · 8 terms
Consumer accounts only. Penalty for early withdrawal. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSpecial CD rate. Minimum to open waived for existing checking and savings account customers | 3.50% | $173 |
| 12 monthsSpecial CD rate. Minimum to open waived for existing checking and savings account customers | 3.50% | $350 |
| 18 monthsStandard CD rate. Minimum to open waived for existing checking and savings account customers | 0.90% | $135 |
| 24 monthsSpecial CD rate. Minimum to open waived for existing checking and savings account customers | 3.50% | $712 |
| 30 monthsStandard CD rate. Minimum to open waived for existing checking and savings account customers | 1.05% | $265 |
| 36 monthsSpecial CD rate. Minimum to open waived for existing checking and savings account customers | 3.50% | $1,087 |
| 48 monthsSpecial CD rate. Minimum to open waived for existing checking and savings account customers | 3.50% | $1,475 |
| 60 monthsSpecial CD rate. Minimum to open waived for existing checking and savings account customers | 3.50% | $1,877 |
Sources (1)
- lincolnfed.com/certificates-of-deposit-cd · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 2.50%APY · 5 terms
No contributions may be made until maturity. Consumer accounts only. Penalty for early withdrawal. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum to open waived for existing checking and savings account customers | 2.50% | $250 |
| 24 monthsMinimum to open waived for existing checking and savings account customers | 2.50% | $506 |
| 36 monthsMinimum to open waived for existing checking and savings account customers | 1.10% | $334 |
| 48 monthsMinimum to open waived for existing checking and savings account customers | 1.20% | $489 |
| 60 monthsMinimum to open waived for existing checking and savings account customers | 1.50% | $773 |
Sources (1)
- lincolnfed.com/individual-retirement-accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.