Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Elkhorn, NE
- 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 4.20%APY$208 over 6 months on $10,000intro rate
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Promotional rate
Rate checked
More details - 4.15%APY$521 over 15 months on $10,000
Requirements
Product: Interest compounded quarterly. Automatic CD renewal. Substantial penalty will be imposed for early withdrawal of certificate of deposits.
Offer: Substantial penalty will be imposed for early withdrawal of certificate of deposits.
4.09% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - Cobalt Credit UnionCertificateCD · 6 months · $1,000 min · 4.10%–4.20% by balance
Credit union · 8 branches
4.10%APY$203 over 6 months on $10,000with conditionsRequirements
Product: 7 day grace period upon maturity. Compounded quarterly. Minimum opening deposit $1,000. Early withdrawal penalty applies. Borrow against funds with certificate loan. Member Loyalty Rate provides 0.15% APY increase with qualifying checking direct deposit, loan/card, and good standing.
Offer: Member Loyalty APY. Requires active direct deposit totaling $500+/mo to Cobalt checking account, at least one Cobalt loan/line/HELOC/mortgage/credit card open at account opening, and all accounts in good standing.
Qualified rate · Compounded quarterly
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $100,000Your amount 4.10% $100,000 and up 4.20% Rate checked
More details - 4.10%APY$410 over 1 year on $10,000intro rate
Requirements
Product: Special Program terms and restrictions apply.
Offer: Special Program terms and restrictions apply.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Offer: Lincoln and Omaha only. Penalty assessed for early withdrawal. Fees could reduce earnings.
Rate checked
More details - West Gate BankCertificates of DepositCD · 12 months · $1,000 min · 4.06%–4.34% by balance
Bank · 3 branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Rates disclosed are for customers of West Gate Bank with CD balances below $250,000. Add 0.25% to interest rate for balances at or over $250,000.00. Fixed rate. Additional deposits are not permitted. CDs automatically renew with a 10-day grace period. Early withdrawal penalty is 12 months interest.
Offer: Balances below $250,000. Available to open online.
4.00% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 4.06% $250,000 and up 4.34%* Rate checked
More details - 4.05%APY$614 over 18 months on $10,000
Requirements
Product: Minimum opening balance requirements of $500, $5,000 or $50,000, depending on term of deposit. No monthly service charges. Withdrawal of funds prior to maturity may be subject to penalty.
Offer: Penalty will or may be imposed for early withdrawal.
3.99% interest rate · Effective Aug 19, 2026
Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - The Family Credit UnionShare Certificates (Certificates of Deposit)CD · 7 months · $500 min
Credit union · 1 branch
4.00%APY$231 over 7 months on $10,000intro rateRequirements
Product: Available for a minimum deposit of $500 with terms from 6 to 60 months. Certificates automatically renew. May be used as security to get a better rate on your next loan. A penalty will be imposed for early withdrawal.
Offer: 7 Month Special. Minimum balance of $500 required to open and earn dividends. Early withdrawals may be subject to a penalty.
Promotional rate · 3.94% interest rate · Effective Feb 10, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: Special Program terms and restrictions apply.
Offer: Special Program terms and restrictions apply.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Fixed-rate account. Interest credited at maturity for terms under 7 months and quarterly for terms 9 months and more, or deposited into account if agreed at opening. Interest calculated using daily balance method. Automatically renews with a 10 calendar day grace period. Early withdrawal penalty: 1 month interest for terms of 1 year or less; 3 months interest for terms over 1 year.
Offer: Compound Frequency: Quarterly
3.94% interest rate · Effective Sep 28, 2026
Rate checked
More details - Liberty First Credit UnionCertificate of DepositCD · 13 months · $500 min · 4.00%–4.10% by balance
Credit union · 1 branch
4.00%APY$434 over 13 months on $10,000intro rateRequirements
Product: Available in terms from 3 to 60 months. Dividends credited monthly or at maturity and compound quarterly. Penalty may be imposed for early withdrawal. Rates apply to new CDs and renewals at maturity only.
Offer: Requires a qualifying Liberty+ Checking Account.
Promotional rate · 3.93% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $74,999Your amount 4.00% $75,000 and up 4.10% Rate checked
More details - Gallup FCUCertificates of DepositCD · 60 months · $10,000 min · 4.00%–4.50% by balance
Credit union · 1 branch
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Membership is open to all full- and part-time Gallup employees/associates and their immediate family members/household members.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $10,000 and upYour amount 4.00% $50,000 and up 4.50% Rate checked
More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Helps families set up savings for newest family members. Early withdrawal penalty applies. Compounded monthly.
Offer: Compounded monthly. Early withdrawal penalty applies.
3.83% interest rate · Compounded monthly
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Elkhorn, NE
608 CDs at 45 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.15%
- Banks, typical
- 2.02%
- Credit unions, typical
- 2.95%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches