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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Lexington, KY

  1. WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance

    Bank · 2 branches

    4.10%APY$480 over 14 months on $10,000with conditions
  2. Community Trust Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 6 branches

    4.04%APY$234 over 7 months on $10,000intro rate
  3. KUE Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$198 over 6 months on $10,000
  4. Ashland Credit UnionStandard Share CertificateCD · 36 months · $500 min

    Credit union · 1 branch

    4.00%APY$1,249 over 36 months on $10,000
  5. The Health and Education Federal Credit UnionCertificates of DepositCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.91%APY$391 over 1 year on $10,000
  6. Cumberland Valley National BankCertificates of DepositCD · 4 months

    Bank · 2 branches

    3.85%APY$127 over 4 months on $10,000
  7. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 4 branches

    3.75%APY$217 over 7 months on $10,000
  8. Park Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · 1 branch

    3.75%APY$280 over 9 months on $10,000
  9. City National BankCertificate of Deposit (CD)CD · 11 months · $5,000 min

    Bank · 3 branches

    3.75%APY$343 over 11 months on $10,000with conditions
  10. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 12 branches

    3.75%APY$375 over 1 year on $10,000
  11. Peoples Bank17 Month CD SpecialCD · 17 months · $1,000 min

    Bank · 2 branches

    3.75%APY$535 over 17 months on $10,000intro rate
  12. Ashland Credit UnionRate Bump Share CertificateCD · 36 months · $500 min · 3.75%–4.00% by balance

    Credit union · 1 branch

    3.75%APY$1,168 over 36 months on $10,000
  13. Forcht BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 3 branches

    3.55%APY$146 over 5 months on $10,000intro rate
  14. Peoples Bank5 Month CDCD · 5 months · $1,000 min

    Bank · 2 branches

    3.54%APY$146 over 5 months on $10,000intro rate
  15. Peoples Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 2 branches

    3.50%APY$380 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Lexington, KY

258 CDs at 27 banks and credit unions · checked Oct 6–22

Typical
2.26%
Top 10% from
4.25%
Banks, typical
0.50%
Credit unions, typical
3.25%

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Lexington, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 6 branches
  2. Members Heritage CUCredit union · 5 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate