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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Athens, GA

  1. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  2. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 1 branch

    4.10%APY$169 over 5 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 13 months · $500 min

    Credit union · 1 branch

    4.00%APY$434 over 13 months on $10,000
  4. Top Carrot, Carrot Score 90
    Georgia United Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$606 over 18 months on $10,000
  5. Top Carrot, Carrot Score 90
    Georgia United Credit UnionCertificates of Deposit SpecialCD · 27 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$923 over 27 months on $10,000intro rate
  6. United Community BankCertificates of DepositCD · 8 months · $2,500 min

    Bank · 1 branch

    3.80%APY$252 over 8 months on $10,000with conditions
  7. Robins Financial Credit UnionShare CertificateCD · 7 months · $500 min

    Credit union · 1 branch

    3.75%APY$217 over 7 months on $10,000
  8. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  9. Top Carrot, Carrot Score 96
    Peach State Federal Credit UnionTerm Share Certificate (or CD)CD · 12 months · $1,000 min

    Credit union · 1 branch

    3.75%APY$375 over 1 year on $10,000
  10. Top Carrot, Carrot Score 96
    Peach State Federal Credit UnionFreedom Term Share Certificate (or CD)CD · 12 months · $2,500 min

    Credit union · 1 branch

    3.65%APY$365 over 1 year on $10,000
  11. Top Carrot, Carrot Score 95
    MyGeorgia Credit UnionCertificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  13. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  14. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 2 branches

    1.76%APYwith conditions
  15. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 1 branch

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Athens, GA

159 CDs at 10 banks and credit unions · checked Oct 16–22

Typical
1.02%
Top 10% from
3.75%
Banks, typical
0.25%
Credit unions, typical
3.35%

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Athens, GA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Peach State Federal Credit UnionCredit union · 2 branches
  2. MyGeorgia Credit UnionCredit union · 1 branch
  3. American Pride BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate