Credit union · NCUA insured
Robins Financial Credit Union CD Rates
Robins Financial Credit Union’s best CD rate is 3.75% APY on a 7-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Robins Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Warner Robins, GA, where Robins Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Robins Financial Credit Union
3.75%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $217
Share Certificate
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
MidSouth Community Federal Credit Union
4.25%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $868
Robins Financial Credit Union CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo2.40%
- 31–60 months31–60 mo2.55%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Robins Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.75%APY · 10 terms
| Term | APY · $100 – $10,000 | APY · $100 – $5,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | — | — | 1.00% | 1.00% | $50 |
| 7 months | — | — | 3.75% | 3.75% | $217 |
| 11 months | — | — | 3.55% | 3.55% | $325 |
| 12 months | 1.15% | — | 1.15% | 1.15%1.15% from $500 | $115 |
| 15 monthsSuper Saver Certificate is only available as a share certificate. IRA certificate not available for this product | — | 3.25% | — | —3.25% $100–$5k | — |
| 18 months | — | — | 2.35% | 2.35% | $355 |
| 24 months | — | — | 2.40% | 2.40% | $486 |
| 36 months | — | — | 2.55% | 2.55% | $785 |
| 48 months | — | — | 2.55% | 2.55% | $1,060 |
| 60 months | — | — | 2.55% | 2.55% | $1,342 |
Sources (4)
- robinsfcu.org
- robinsfcu.org/rates/dividend/s…s-ira-share-certificates
- robinsfcu.org/11-month-certificate
- robinsfcu.org/7-Month-Certificate
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 9 terms
| Term | APY · $100 – $10,000 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | — | 1.00% | 1.00% | $50 |
| 7 months | — | 3.75% | 3.75% | $217 |
| 11 months | — | 3.55% | 3.55% | $325 |
| 12 months | 1.15% | 1.15% | 1.15%1.15% from $500 | $115 |
| 18 months | — | 2.35% | 2.35% | $355 |
| 24 months | — | 2.40% | 2.40% | $486 |
| 36 months | — | 2.55% | 2.55% | $785 |
| 48 months | — | 2.55% | 2.55% | $1,060 |
| 60 months | — | 2.55% | 2.55% | $1,342 |
Sources (2)
All captured Oct 15, 2026
Who can join Robins Financial Credit Union
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