Credit union · NCUA insured
MyGeorgia Credit Union CD Rates
Top CarrotMyGeorgia Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How MyGeorgia Credit Union’s CD rates compare
Compared with banks and credit unions near Gainesville, GA, where MyGeorgia Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
MyGeorgia Credit Union
3.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $350
Certificate of Deposit
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $169
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
3.50%APY · 1 term
Fixed rate for 12 months with interest credited at maturity. Minimum opening deposit is $1,000.00 and additional deposits are not allowed. Early withdrawal penalty applies. Automatically renews at current maturity rates. Membership open to people who live or work in Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White counties in Northeast Georgia.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest credited at maturity. Additional deposits are not allowed. Early withdrawal penalty applies. Automatic renewal at maturity | 3.50% | $350 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificate of Deposit
3.50%APY · 1 term
Fixed rate for 12 months with interest credited at maturity. Minimum opening deposit is $1,000.00 and additional deposits are not allowed. Early withdrawal penalty applies. Automatically renews at current maturity rates. Membership open to people who live or work in Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White counties in Northeast Georgia.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest credited at maturity. Additional deposits are not allowed. Early withdrawal penalty applies. Automatic renewal at maturity | 3.50% | $350 |
Sources (2)
All captured Sep 19, 2026
Who can join MyGeorgia Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals who live and work in Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White counties in Northeast Georgia.
Membership information collected October 4, 2026.