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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Springfield, MO metro

  1. OMB BankCertificates of DepositCD · 21 months · $1,000 min

    Bank · 6 branches

    4.65%APY$828 over 21 months on $10,000intro rate
  2. Guaranty BankCertificates of DepositCD · 10 months · $500 min

    Bank · 8 branches

    4.49%APY$373 over 10 months on $10,000
  3. Academy BankCertificate of DepositCD · 18 months · $500 min

    Bank · 6 branches

    4.40%APY$667 over 18 months on $10,000
  4. Assemblies of God Credit UnionCertificate of Deposit (CD)CD · 21 months · $1,000 min

    Credit union · 2 branches

    4.35%APY$774 over 21 months on $10,000
  5. The Seymour BankCertificates of DepositCD · 18 months · $1,000 min

    Bank · 3 branches

    4.32%APY$655 over 18 months on $10,000
  6. Four States BankCertificate of DepositCD · 13 months · $1,000 min

    Bank · 1 branch

    4.31%APY$468 over 13 months on $10,000intro rate
  7. Multi-States Credit UnionCertificates of DepositCD · 9 months · $1,000 min

    Credit union · 2 branches

    4.30%APY$321 over 9 months on $10,000with conditions
  8. Sullivan BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    4.30%APY$2,343 over 60 months on $10,000
  9. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 2 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  10. Top Carrot, Carrot Score 87
    TelComm CUCertificate of DepositCD · 9 months · $1,000 min

    Credit union · 6 branches

    4.23%APY$316 over 9 months on $10,000
  11. Top Carrot, Carrot Score 89
    Multipli Credit UnionCertificateCD · 13 months · $500 min

    Credit union · 3 branches

    4.20%APY$456 over 13 months on $10,000
  12. The Bank of MissouriCDsCD · 9 months · $500 min

    Bank · 7 branches

    4.14%APY$309 over 9 months on $10,000
  13. Huntington BankFixed Rate Certificate of DepositCD · 5 months · $1,000 min

    Bank · 4 branches

    4.10%APY$169 over 5 months on $10,000intro rate
  14. Freedom Bank of Southern MissouriCertificates of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.06%APY$406 over 1 year on $10,000
  15. Regent BankCertificates of Deposit (CDs)CD · 6 months · $1,000 min

    Bank · 1 branch

    4.05%APY$200 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Springfield, MO metro

331 CDs at 31 banks and credit unions · checked Oct 15–22

Typical
2.53%
Top 10% from
4.05%
Banks, typical
2.00%
Credit unions, typical
3.40%

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Springfield, MO metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Multipli Credit UnionCredit union · 3 branches
  2. UMB BankBank · 2 branches
  3. BluCurrent Credit UnionCredit union · 5 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate