Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Scranton, PA metro
- 3.95%APY$295 over 9 months on $10,000
Requirements
Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.
Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.
3.91% interest rate · Effective Oct 2, 2026
Rate checked
More details - 3.90%APY$258 over 8 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - 3.85%APY$191 over 6 months on $10,000with conditions
Requirements
Product: All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
Offer: 6-Month CD Special. Requires $10,000 minimum opening balance in new money (funds not currently held on deposit with Fidelity Bank). Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Promotional CDs can only be opened at a branch. Automatically renews into standard 6-month term.
Qualified rate · Effective Jul 27, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.80%APY$157 over 5 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Aug 6, 2026
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Earnings compounded quarterly. Applies to new money only. No monthly maintenance fees. Penalty for early withdrawal applies.
Promotional rate · 3.70% interest rate · Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - Cross Valley Federal Credit UnionSeasonal Savings CertificatesCD · 6 months
Credit union · 6 branches
3.50%APY$173 over 6 months on $10,000Requirements
Product: High-yield savings designed for seasonal workers. Deposit funds anytime with no maximum deposit amount. Includes free WealthWise financial guidance.
Offer: Allows adding funds during the term.
Rate checked
More details - 3.50%APY$261 over 9 months on $10,000intro rate
Requirements
Product: Interest compounded daily. Accrued daily. Penalty for early withdrawal.
Offer: Limited time only. New money only. Minimum daily balance to obtain APY is $10,000.
Promotional rate · 3.44% interest rate · Compounded daily · Effective Sep 29, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - Choice One Community Credit UnionShare Certificates (CD)CD · 6 months · $500 min
Credit union · 6 branches
3.40%APY$169 over 6 months on $10,000Requirements
Product: Minimum deposit $500 ($100 for youth accounts). Terms from six months to five years. All accounts federally insured up to $250,000 by NCUA/NCUSIF. Early withdrawal penalties apply. Eligibility requires living, working, worshiping, attending school, or owning a business entity in Luzerne, Lackawanna, or Wyoming Counties.
Offer: Term: 6-Months. Minimum deposit $500 ($100 for youth accounts).
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Service 1st Federal Credit UnionVariable Rate CertificateCD · 12 months · $5,000 min
Credit union · 1 branch
3.29%APY$329 over 1 year on $10,000Requirements
Product: 12 month term, automatically renewable. $5,000 minimum deposit required. Dividend rate may change quarterly. Dividends compounded and posted quarterly. One withdrawal allowed without penalty per calendar quarter; penalty for withdrawals exceeding the permitted limit equivalent to 3 months dividends. If balance falls below $5,000, dividend rate changes to current Regular Savings rate. Additional deposits permitted in minimum amounts of $2,500.
Offer: The dividend rate may change quarterly. Penalty for withdrawals exceeding permitted limit of one withdrawal per calendar quarter. If account balance falls below $5,000, dividend rate changes to Regular Savings account rate.
3.25% interest rate · Effective Aug 31, 2026
Rate checked
More details - 3.23%APY$628 over 23 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Aug 6, 2026
Rate checked
More details - 2.88%APY$1,525 over 60 months on $10,000
Requirements
Product: Available to credit union members with a minimum $5.00 deposit in a share account. Field of membership is limited to Polish National Alliance policyholders and parishes/affiliated church groups of the Polish National Catholic Church. Dividends are compounded and paid quarterly and at maturity. Fixed rate for certificate term. Additional deposits not permitted.
Offer: 60 Month term. Early withdrawal penalty of 300 days dividends.
2.85% interest rate · Effective Jan 1, 2026
Rate checked
More details - Peoples Security Bank & TrustRelationship Certificates of DepositCD · 6 months · $1,000 min · 2.50%–3.30% by balance
Bank · 23 branches
2.50%APY$124 over 6 months on $10,000with conditionsRequirements
Product: Primary account holder must have at least one active consumer checking account with direct deposit, online banking, and a debit card. Minimum to open $1,000. APYs and interest rates accurate as of 2026-09-17.
Offer: Relationship CD: active consumer checking with direct deposit, online banking, and debit card.
Qualified rate · 2.48% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Relationship Certificates of Deposit Balance APY Up to $50,000Your amount 2.50% $50,000 – $100,000 2.95% $100,000 – $250,000 3.10% $250,000 – $1,000,000 3.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Scranton, PA metro
356 CDs at 26 banks and credit unions · checked Oct 16–22
- Typical
- 1.15%
- Top 10% from
- 3.85%
- Banks, typical
- 1.00%
- Credit unions, typical
- 2.92%
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Scranton, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch
- CityMark FCUCredit union · 6 branches