Credit union · NCUA insured
Choice One Community Credit Union CD Rates
Top CarrotChoice One Community Credit Union’s best CD rate is 3.40% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Choice One Community Credit Union’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where Choice One Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Choice One Community Credit Union
3.40%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $169
Share Certificates (CD)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Choice One Community Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo2.95%
- 31–60 months31–60 mo2.80%
- QualifiedQualified3.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Choice One Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD)
Up to 3.40%APY · 4 terms
Minimum deposit $500 ($100 for youth accounts). Terms from six months to five years. All accounts federally insured up to $250,000 by NCUA/NCUSIF. Early withdrawal penalties apply. Eligibility requires living, working, worshiping, attending school, or owning a business entity in Luzerne, Lackawanna, or Wyoming Counties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm: 6-Months. Minimum deposit $500 ($100 for youth accounts) | 3.40% | $169 |
| 12 monthsTerm: 12-Months. Minimum deposit $500 ($100 for youth accounts) | 3.25% | $325 |
| 24 monthsTerm: 24-Months. Minimum deposit $500 ($100 for youth accounts) | 2.95% | $599 |
| 36 monthsTerm: 36-Months. Minimum deposit $500 ($100 for youth accounts) | 2.80% | $864 |
Sources (2)
All captured Oct 6, 2026
Who can join Choice One Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or have a business entity in Luzerne, Lackawanna, or Wyoming Counties.
Family and household
- Immediate family members of current members are eligible to join regardless of whether they meet geographic criteria.
Cost to join
- A one-time membership fee of $5 is required to join.
- A minimum share savings deposit and balance of $5 is required for membership.
Membership information collected October 5, 2026.