Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Provo, UT metro
- Canyon View Credit UnionRegular Bump Share CertificateCD · 24 months · $500 min
Credit union · 3 branches
4.35%APY$889 over 24 months on $10,000Requirements
Product: Min. $500 opening balance. One-time bump per term to prevailing CVCU rate; not retroactive. Auto-renews to a Regular Certificate of same term without bump. Min. $10 in primary savings required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
4.27% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.35%APY$2,373 over 60 months on $10,000intro rate
Requirements
Product: One-time bump-up in dividend rate during term. Maturity date options 12-60 months. Auto renewal. $500 minimum deposit.
Promotional rate · 4.28% interest rate
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More details - 4.30%APY$430 over 1 year on $10,000
Requirements
Product: Allows subsequent deposits during the 1-year term. No monthly maintenance fee attached. Interest compounded and credited quarterly. Early withdrawal penalty applies.
Offer: 1 Year term. Open online or in branch. Allows additional deposits throughout the term.
4.20% interest rate · Effective Oct 21, 2026
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More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty applies: 90 days of dividends for terms less than 2 years; 180 days of dividends for terms 2 years or more. Dividends credited quarterly. Fees may reduce earnings.
4.18% interest rate · Effective Sep 24, 2026
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More details - 4.24%APY$866 over 24 months on $10,000
Requirements
Product: Requires $500 to open. Includes a one-time rate bump option during certificate term if prevailing rate increases. Rate increase must be initiated by member; applies only to remainder of term and is not retroactive. Funds cannot be added after initial deposit. Early withdrawal penalty applies. Automatically renews as bump certificate for same term if auto-renew selected.
Offer: Includes one-time rate bump option during certificate term.
4.16% interest rate · Effective Jul 9, 2026
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More details - 4.22%APY
Requirements
Product: A minimum deposit of $500.00 is required to open any Certificate of Deposit. A minimum daily balance of $500 is required to earn interest. Penalty may be imposed for early withdrawal.
Offer: Term is 6 Months to 11 Months. Minimum balance $500+ to earn interest.
4.15% interest rate · Effective Oct 1, 2026
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More details - 4.10%APY
Requirements
Product: A penalty may be applied for early withdrawal.
Offer: A penalty may be applied for early withdrawal.
4.04% interest rate · Effective Oct 20, 2026
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More details - 4.08%APY$833 over 24 months on $10,000
Requirements
Product: A minimum deposit of $500.00 is required to purchase a share certificate. Certificate rates are subject to change without notice.
4.00% interest rate
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More details - 4.00%APY$2,167 over 60 months on $10,000
Requirements
Product: Allows deposits at any time. $500.00 Minimum.
Offer: 1 Jump during 5-year term
3.94% interest rate
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More details - Goldenwest Credit Union18 Month Variable CertificateCD · 18 months · $50 min
Credit union · 6 branches
3.91%APY$592 over 18 months on $10,000Requirements
Product: Rate based on the 91-day Treasury Bill average, which is calculated the last Tuesday of each quarter. Dividends paid monthly. Early withdrawal penalties apply.
Offer: Rate based on the 91-day Treasury Bill average calculated the last Tuesday of each quarter.
3.84% interest rate · Effective Oct 1, 2026
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More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: 12-month term only. Auto renewal. $500 minimum deposit with $500 minimum balance required at all times. One penalty-free withdrawal within the first 5 business days of each new quarter (January, April, July, October).
3.84% interest rate
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More details - Canyon View Credit Union12-Month Access Share CertificateCD · 12 months · $500 min
Credit union · 3 branches
3.80%APY$380 over 1 year on $10,000Requirements
Product: Minimum $500 to open; consumer only; balance must not fall below $100 to keep account open. Members have one penalty-free withdrawal per calendar quarter; additional withdrawals may incur a penalty on dividends. Certificate will stay an access certificate at maturity. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
3.74% interest rate · Effective Oct 9, 2026
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More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Regular share funds only; cannot be opened as an IRA certificate. Add money at any time. Penalty-free withdrawals during the first three business days of each quarter. Maximum of $250,000 per account. Bump option available. Dividends paid monthly.
Offer: Maximum of $250,000 per account. Available for regular share funds only.
3.74% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: 12-month term only. Auto renewal. Allows for deposits to be added any time during term. Automatic transfer available. No Early Withdrawal Penalty (EWP) for Qualified Withdrawal Reason. $25 minimum deposit. Maximum principal balance $250,000.
Offer: Allows for deposits to be added any time during term. Automatic transfer available. No EWP for Qualified Withdrawal Reason. Maximum principal balance $250,000.
3.75% interest rate · Balance cap $250,000
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Provo, UT metro
340 CDs at 25 banks and credit unions · checked Oct 6–22
- Typical
- 3.75%
- Top 10% from
- 4.40%
- Banks, typical
- 1.02%
- Credit unions, typical
- 4.17%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Provo, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 14 branches
- Deseret First Credit UnionCredit union · 2 branches
- Cyprus Credit UnionCredit union · 1 branch