Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Portland, OR-WA metro
- People's Community Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · 5 branches
2.50%APY$769 over 36 months on $10,000Requirements
Offer: Dividends compounded and credited monthly
2.47% interest rate · Effective Jan 1, 2026
Rate checked
More details - 2.40%APY$240 over 1 year on $10,000
Requirements
Product: 12-month term only. Minimum opening deposit is $25. Must be 18 or over. See Washington or Oregon Official Account and Price Entry Rules for full details. 7-day grace period after maturity. Not applicable for IRA. No monthly maintenance fee.
Offer: 12-month term only. Must be 18 or older.
Effective Oct 1, 2026
Rate checked
More details - Trailhead Credit UnionMoney Builder Certificate AccountCD · 12 months · $10 min
Credit union · 3 branches
2.00%APY$200 over 1 year on $10,000Requirements
Product: Requires subsequent monthly deposits of at least $10.00 by payroll deduction or automatic transfer. Funds transfer to primary share savings account at maturity.
Offer: Dividends compounded and credited monthly. Requires monthly transfer through payroll deduction or automatic transfer of at least $10.00.
1.98% interest rate
Rate checked
More details - Longshoremen's Local 4 Federal Credit UnionShare Certificate AccountCD · 24 months · $1,000 min
Credit union · 1 branch
2.00%APY$404 over 24 months on $10,000Requirements
Offer: Compounded interest
2.00% interest rate · Effective Jan 1, 2024
Rate checked
More details - Maps Credit UnionPrivate Client Certificate AccountsCD · 3 months · $1,000 min
Credit union · 2 branches
1.90%APY$47 over 3 months on $10,000Requirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or owners/executives of Maps Commercial members.
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 1.90%APY$47 over 3 months on $10,000
Requirements
Product: Lock in a rate and grow your savings with a CD. $1,000 minimum opening balance ($100 for Youth First Step CD).
Offer: Compounded monthly. Daily balance method.
1.88% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance
Credit union · 1 branch
1.90%APY$384 over 24 months on $10,000Requirements
Product: Not eligible for IRAs. Dividends paid monthly and at maturity.
1.89% interest rate · Effective Jun 17, 2024
Rate by balance
Rate by balance for Flexible Certificate Balance APY $1,000 – $25,000Your amount 1.90% $25,000 – $50,000 1.95% $50,000 – $100,000 2.00% $100,000 and up 2.05% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 47 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.01%APY$101 over 1 year on $10,000
Requirements
Product: Oregon residents only. For ages 18+. Minimum balance to earn APY is $500. Interest is compounded and credited monthly.
Offer: Minimum balance to earn APY is $500.
1.00% interest rate
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
Rate checked
More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.30%APY$75 over 30 months on $10,000
Requirements
Product: You can increase your CD rate one time during the term. Oregon residents only. For ages 18+. Minimum balance to earn APY is $500. Interest is compounded and credited monthly.
Offer: You can increase your CD rate one time during the term. Minimum balance to earn APY is $500.
0.30% interest rate
Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Portland, OR-WA metro
549 CDs at 54 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 3.75%
- Banks, typical
- 1.02%
- Credit unions, typical
- 2.98%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches