Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Portland, ME metro
- 3.75%APY$568 over 18 months on $10,000with conditions
Requirements
Product: Retail CD Specials / Relationship Bundle Specials. All Relationship Bundle rates must meet eligibility requirements, contact any branch for details. REL 8 Month CD & IRA Special will renew as a 6 Month REL CD or IRA. REL 18 Month Bump Up CD allows the customer to increase their rate one time during the term if we increase our published rate; customer must request it. All CDs may be subject to an early withdrawal penalty. Daily balance method. Fees may reduce earnings.
Offer: Relationship Bundle Special. Allows customer to increase rate one time during term if published rate increases; must request it. All Relationship Bundle rates must meet eligibility requirements. Daily balance. Early withdrawal penalty may apply.
Qualified rate · 3.69% interest rate
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Membership and eligibility required. $2,000 minimum deposit. Fixed, guaranteed rate locked for term of certificate. Early withdrawal penalty applies.
Offer: Fixed dividend rate 3.639%
3.64% interest rate · Effective Oct 3, 2026
Rate checked
More details - Maine Savings Federal Credit UnionElevate CertificatesCD · 39 months · $100 min
Credit union · 1 branch
3.70%APY$1,253 over 39 months on $10,000Requirements
Product: Allows additional contributions to balance anytime. Certificate rates are fixed for the term of the account. Dividends compounded and credited monthly; calculated using daily balance method. Early withdrawal penalties apply.
Offer: Add to balance anytime.
3.64% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.60%APY$391 over 13 months on $10,000
Requirements
Product: Annual percentage yields assume interest remains on deposit. A penalty will be imposed for early withdrawals before maturity.
Offer: CD Special. Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
3.54% interest rate · Effective Sep 24, 2026
Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share CertificateCD · 6 months · $10,000 min
Credit union · 1 branch
3.56%APY$176 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $10,000 with terms up to 60 months.
3.50% interest rate · Compounded monthly
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More details - 3.56%APY$176 over 6 months on $10,000
3.50% interest rate · Effective Mar 27, 2025
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More details - 3.50%APY$86 over 3 months on $10,000
Requirements
Product: Rates are fixed for the term of the account. Assumes dividends remain on deposit until maturity. Early withdrawal penalty may be imposed and will reduce earnings. Certificates renew at maturity with a 10-day grace period. Subject to membership eligibility. Must be opened with qualifying new money (funds not currently on deposit, or in combination with new money of $20,000+ to fund certificates in excess of $20,000).
3.45% interest rate · Effective Sep 24, 2026
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More details - TruChoice Federal Credit UnionSave Up Share CertificateCD · 12 months · $100 min
Credit union · 3 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: Must become a member of TruChoice with a $25 deposit. Fixed rates. Monthly compounding and crediting. Additional deposits ARE allowed. Dividend withdrawal allowed. Automatic renewal with 10-day grace period. Early withdrawal penalty may apply.
3.45% interest rate · Effective Oct 1, 2026
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More details - TruGrocer Federal Credit UnionSmall Saver Share CertificateCD · 6 months · $500 min
Credit union · 1 branch
3.45%APY$171 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $500 with terms up to 60 months.
3.40% interest rate · Compounded monthly
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More details - 3.35%APY$166 over 6 months on $10,000with conditions
Requirements
Product: A withdrawal of interest will reduce earnings. If you withdraw before the stated maturity, an early withdrawal penalty will apply. Monthly service fee is $0.
Offer: Special rate. Valid for new money only; transfers from existing Camden National Bank accounts are not eligible. Account owner(s) must open a personal checking account or have an existing personal checking account at the time the CD Special account is opened. For individuals only. Available for new accounts opened on or after 3/4/2026. Early withdrawal penalty will apply. You must maintain the minimum balance each day to receive disclosed APY.
Qualified rate · 3.30% interest rate · Effective Mar 4, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
Offer: Monty Moose Certificate minimum balance is $150. Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
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More details - 3.30%APY$164 over 6 months on $10,000
Requirements
Product: Penalty for early withdrawal. Fees may affect earnings.
Offer: Penalty for early withdrawal. Fees may affect earnings.
3.25% interest rate · Effective Oct 1, 2026
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More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$491 over 18 months on $10,000intro rate
Requirements
Product: FDIC-insured up to $250,000. Features fixed interest rate accruing daily, annual free statements, and automatic renewal. Open at a branch.
Offer: Limited-time offer, subject to withdrawal at any time. Rates fixed for term. Penalty will or may be imposed for early withdrawal.
Promotional rate · 3.20% interest rate
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More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Portland, ME metro
440 CDs at 40 banks and credit unions · checked Oct 16–22
- Typical
- 2.74%
- Top 10% from
- 3.95%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches