Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 91–105 results in Philadelphia, PA-NJ-DE-MD metro
- Tri County Area Federal Credit UnionCertificatesCD · 48 months · $500 min · 3.87%–3.98% by balance
Credit union · 2 branches
3.87%APY$1,640 over 48 months on $10,000Requirements
Product: Dividends paid monthly; No setup or maintenance fees; Add-on option available to make additional deposits; Funds fully insured up to $250,000 by the NCUA.
Offer: Dividends paid monthly.
3.80% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 3.87% $50,000 and up 3.92% $75,000 and up 3.98% Rate checked
More details - 3.85%APY$95 over 3 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 3 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.78% interest rate · Effective Sep 25, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - Affiliated Trades CU36 Month Share CertificateCD · 36 months · $1,000 min · 3.85%–4.06% by balance
Credit union · 1 branch
3.85%APY$1,200 over 36 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.78% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 36 Month Share Certificate Balance APY $1,000 and upYour amount 3.85% $25,000 and up 3.95% $50,000 and up 4.06% Rate checked
More details - 3.82%APY$578 over 18 months on $10,000
Effective Oct 22, 2026
Rate checked
More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Penalties apply for early withdrawal. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Requires minimum balance of $1,000.00. Early withdrawal penalty applies.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Account fees may reduce earnings on certificates. Traditional CD may be opened for as little as $500 with 6 to 24 month options.
Effective Oct 15, 2026
Rate checked
More details - 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 6 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.74% interest rate · Effective Sep 25, 2026
Rate checked
More details - Affiliated Trades CU18 Month Share CertificateCD · 18 months · $1,000 min · 3.80%–4.01% by balance
Credit union · 1 branch
3.80%APY$575 over 18 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.74% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 18 Month Share Certificate Balance APY $1,000 and upYour amount 3.80% $25,000 and up 3.90% $50,000 and up 4.01% Rate checked
More details - Affiliated Trades CU24 Month Share CertificateCD · 24 months · $1,000 min · 3.80%–4.01% by balance
Credit union · 1 branch
3.80%APY$774 over 24 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Offer: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
3.74% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 24 Month Share Certificate Balance APY $1,000 and upYour amount 3.80% $25,000 and up 3.90% $50,000 and up 4.01% Rate checked
More details - 3.75%APY$92 over 3 months on $10,000
Requirements
Product: Interest compounded daily, credited monthly. CDs less than 24 months penalty: 6 months interest; CDs 24 months or greater penalty: 12 months interest. Automatically renews at maturity.
3.68% interest rate · Compounded daily · Effective Oct 6, 2026
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More details - 3.75%APY$92 over 3 months on $10,000
Requirements
Product: Subject to penalty for early withdrawal. Rates are subject to change at any time.
3.68% interest rate · Effective Dec 17, 2025
Rate checked
More details - 3.75%APY$186 over 6 months on $10,000
Requirements
Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.
Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.
Effective Mar 27, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: $2,500 minimum deposit of new funds required (funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources). Maximum deposit $500,000. Available in PA/NJ/DE only. Penalty for early withdrawal. Seven calendar day grace period at maturity.
Offer: 7-Month Touchdown CD initial APY. APY increases in basis points by the number of points the Eagles score in the first game played after opening and funding (1 bp = 0.01%). $2,500 minimum deposit of new funds required.
Promotional rate · Balance cap $500,000 · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Philadelphia, PA-NJ-DE-MD metro
1,230 CDs at 117 banks and credit unions · checked Oct 16–22
- Typical
- 3.15%
- Top 10% from
- 4.05%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.51%
Is your bank paying you enough?
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches