Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Omaha, NE-IA metro
- Cobalt Credit UnionBump Up Share CertificateCD · 36 months · $1,000 min · 2.90%–3.00% by balance
Credit union · 17 branches
2.90%APY$895 over 36 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalty applies. Minimum opening deposit $1,000.
Offer: Compounded quarterly. Early withdrawal penalty applies.
2.87% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Bump Up Share Certificate Balance APY $1,000 – $100,000Your amount 2.90% $100,000 and up 3.00% Rate checked
More details - Community 1st Credit Union12 Month Dollar Dog Certificate AccountCD · 12 months · $250 min
Credit union · 1 branch
2.75%APY$275 over 1 year on $10,000Requirements
Product: Dividends compounded and credited quarterly. Calculated by daily balance method. Penalties may be imposed for withdrawal of funds before maturity.
2.72% interest rate · Effective Jul 22, 2024
Rate checked
More details - Roberts Dairy Employees Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · 1 branch
2.75%APY$848 over 36 months on $10,000Requirements
Product: Will Rate Match other Financial Institutions.
Offer: Will Rate Match other Financial Institutions
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.22%APY$222 over 1 year on $10,000
Requirements
Product: Account holder must be 18 years or older. Membership is established by a primary share savings account with a $5.00 minimum balance.
Offer: Early withdrawal penalty / fee of $25; one withdrawal per term. Rates may change after account opening. Certificate can be rolled over after 12 months.
Effective May 15, 2023
Rate checked
More details - Four Points Federal Credit UnionTerm CertificatesCD · 6 months · $1,000 min · 2.20%–2.25% by balance
Credit union · 2 branches
2.20%APY$109 over 6 months on $10,000Requirements
Product: $1,000 minimum to open non-promotional Term Certificates. Penalty for early withdrawal of regular and add-on certificates is 90 days dividends for terms 12 months or less, 180 days dividends for terms greater than 12 months. Fees may reduce yield. Certificates automatically renew at standard certificate rates for the same term at maturity.
2.18% interest rate
Rate by balance
Rate by balance for Term Certificates Balance APY $1,000 – $24,999Your amount 2.20% $25,000 and up 2.25% Rate checked
More details - 2.10%APY$424 over 24 months on $10,000
Requirements
Product: Additions of $50 or more are allowed. Early withdrawal penalties may apply. APY assumes interest remains on deposit.
Offer: Additions of $50 or more are allowed.
2.10% interest rate · Effective Oct 12, 2026
Rate checked
More details - Omaha Police Federal Credit UnionShare CertificatesCD · 48 months · $2,500 min
Credit union · 2 branches
2.02%APY$833 over 48 months on $10,000Requirements
Product: Certificate rates and yields are based on a quarterly dividend.
Offer: Certificate rates and yields are based on a quarterly dividend.
2.00% interest rate · Effective Mar 1, 2024
Rate checked
More details - Four Points Federal Credit UnionStash Your Cash CertificateCD · 6 months · $100 min
Credit union · 2 branches
2.00%APY$100 over 6 months on $10,000Requirements
Product: Start with as little as $100. Additional deposits of $10 or more can be made anytime after opening. Penalty for early withdrawal is 90-day dividends for terms 12 months or less, and 180-day dividends for terms greater than 12 months. Certificates will automatically renew at the standard Certificate rates for the same term at maturity.
Offer: Additional deposits of $10 or more can be made anytime.
1.98% interest rate
Rate checked
More details - U.P Connection Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · 2 branches
2.00%APY$100 over 6 months on $10,000Requirements
Product: Minimum deposit $500.00 – dividends compounded monthly (except 3 month)
Offer: Dividends compounded monthly
1.98% interest rate · Compounded monthly · Effective Jan 15, 2025
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 15 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Woodmen Federal Credit UnionFirst Step Certificate AccountCD · 6 months · $500 min
Credit union · 1 branch
1.75%APY$87 over 6 months on $10,000Requirements
Product: Dividends compounded and credited at maturity. Minimum opening deposit is $500.
Offer: Fixed rate. Dividends compounded and credited at maturity.
1.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - U.P Connection Federal Credit UnionStep-Up CertificatesCD · 36 months · $500 min
Credit union · 2 branches
1.39%APY$423 over 36 months on $10,000intro rateRequirements
Product: Minimum deposit $500.00 – dividends compounded monthly. Step-up certificates allow the owner a one time step-up to a higher rate (only available on 36 & 60 month terms).
Offer: Dividends compounded monthly; allows a one time step-up to a higher rate
Promotional rate · 1.38% interest rate · Compounded monthly · Effective Jan 15, 2025
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Omaha, NE-IA metro
748 CDs at 62 banks and credit unions · checked Oct 16–22
- Typical
- 2.75%
- Top 10% from
- 4.10%
- Banks, typical
- 2.48%
- Credit unions, typical
- 3.00%
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches