Credit union · NCUA insured
U.P Connection Federal Credit Union CD Rates
U.P Connection Federal Credit Union’s best CD rate is 2.00% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How U.P Connection Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where U.P Connection Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
U.P Connection Federal Credit Union
2.00%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $100
Share Certificates
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
U.P Connection Federal Credit Union CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo2.00%
- 9–15 months9–15 mo1.50%
- 16–30 months16–30 mo1.06%
- 31–60 months31–60 mo1.39%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where U.P Connection Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.00%APY · 6 terms
Minimum deposit $500.00 – dividends compounded monthly (except 3 month)
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends paid at maturity | 0.15% | $4 |
| 6 monthsDividends compounded monthly | 2.00% | $100 |
| 9 monthsDividends compounded monthly | 0.25% | $19 |
| 12 monthsDividends compounded monthly | 1.50% | $150 |
| 18 monthsDividends compounded monthly | 1.06% | $159 |
| 24 monthsDividends compounded monthly | 1.00% | $201 |
Sources (2)
All captured Sep 18, 2026
Step-Up Certificates
Up to 1.39%APY · 2 terms
Minimum deposit $500.00 – dividends compounded monthly. Step-up certificates allow the owner a one time step-up to a higher rate (only available on 36 & 60 month terms).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsDividends compounded monthly; allows a one time step-up to a higher rate | 1.39% | $423 |
| 60 monthsDividends compounded monthly; allows a one time step-up to a higher rate | 1.06% | $541 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Share Certificates
Up to 1.50%APY · 3 terms
Minimum deposit $500.00 – dividends compounded quarterly. Available for Traditional, Roth, and Education IRA types.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsTraditional & Roth; dividends compounded quarterly | 0.25% | $19 |
| 12 monthsTraditional & Roth; dividends compounded quarterly | 1.50% | $150 |
| 18 monthsTraditional & Roth; dividends compounded quarterly | 1.06% | $159 |
Sources (2)
All captured Sep 18, 2026
Who can join U.P Connection Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.