Credit union · NCUA insured
Woodmen Federal Credit Union CD Rates
Woodmen Federal Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 22, 2026.
How Woodmen Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Woodmen Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Woodmen Federal Credit Union
3.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $350
Certificate (3) Account
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Woodmen Federal Credit Union CD score
71
CD score
Higher than 28% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woodmen Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate (1) Account
Up to 3.50%APY · 5 terms
Dividends compounded and credited at maturity. Minimum opening deposit is $1,000. If closed before accrued dividends are credited, accrued dividends will not be paid.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Days term. Fixed rate. Dividends compounded and credited at maturity | 0.50% | $12 |
| 6 monthsFixed rate. Dividends compounded and credited at maturity | 3.00% | $149 |
| 12 monthsFixed rate. Dividends compounded and credited at maturity | 3.50% | $350 |
| 24 monthsFixed rate. Dividends compounded and credited at maturity | 3.25% | $661 |
| 36 monthsFixed rate. Dividends compounded and credited at maturity | 3.00% | $927 |
Sources (2)
All captured Oct 5, 2026
Certificate (2) Account
Up to 3.50%APY · 5 terms
Dividends compounded and credited at maturity. Minimum opening deposit is $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Days term. Fixed rate. Dividends compounded and credited at maturity | 0.50% | $12 |
| 6 monthsFixed rate. Dividends compounded and credited at maturity | 3.00% | $149 |
| 12 monthsFixed rate. Dividends compounded and credited at maturity | 3.50% | $350 |
| 24 monthsFixed rate. Dividends compounded and credited at maturity | 3.25% | $661 |
| 36 monthsFixed rate. Dividends compounded and credited at maturity | 3.00% | $927 |
Sources (2)
All captured Oct 5, 2026
Certificate (3) Account
Up to 3.50%APY · 5 terms
Dividends compounded and credited annually. Minimum opening deposit is $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90 Days term. Fixed rate | 0.50% | $12 |
| 6 monthsFixed rate | 3.00% | $149 |
| 12 monthsFixed rate. Dividends compounded and credited annually | 3.50% | $350 |
| 24 monthsFixed rate. Dividends compounded and credited annually | 3.25% | $661 |
| 36 monthsFixed rate. Dividends compounded and credited annually | 3.00% | $927 |
Sources (2)
All captured Oct 5, 2026
First Step Certificate Account
1.75%APY · 1 term
Dividends compounded and credited at maturity. Minimum opening deposit is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate. Dividends compounded and credited at maturity | 1.75% | $87 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificate (1) Account
Up to 3.50%APY · 3 terms
Dividends compounded and credited at maturity. Minimum opening deposit is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsIRA 1 Year. Fixed rate. Dividends compounded and credited at maturity | 3.50% | $350 |
| 24 monthsIRA 2 Years. Fixed rate. Dividends compounded and credited at maturity | 3.25% | $661 |
| 36 monthsIRA 3 Years. Fixed rate. Dividends compounded and credited at maturity | 3.00% | $927 |
Sources (2)
All captured Oct 5, 2026
IRA Certificate (2) Account
Up to 3.50%APY · 3 terms
Dividends compounded and credited annually. Minimum opening deposit is $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsIRA 1 Year. Fixed rate. Dividends compounded and credited annually | 3.50% | $350 |
| 24 monthsIRA 2 Years. Fixed rate. Dividends compounded and credited annually | 3.25% | $661 |
| 36 monthsIRA 3 Years. Fixed rate. Dividends compounded and credited annually | 3.00% | $927 |
Sources (2)
All captured Oct 5, 2026
Who can join Woodmen Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of designated select employee groups (including Baird Holm LLP, The Burlington Capital Group, Kutak Rock, US Bank, and others) are eligible for membership.
- Employees of Woodmen of the World / Omaha Woodmen Life Insurance Society, including Home Office employees, State Managers, State Office Secretaries, and Area Managers, are eligible for membership.
Family and household
- Family members related to an eligible employee by blood or marriage, or persons occupying the same household, are eligible for membership.
Cost to join
- A minimum $5.00 share account balance (1 share) must be maintained for membership.
Membership information collected October 4, 2026.