Credit union · NCUA insured
Mutual 1st Federal CD Rates
Mutual 1st Federal’s best CD rate is 2.22% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How Mutual 1st Federal’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Mutual 1st Federal has the most branches. $10,000, best rate first.
This credit union’s best
Mutual 1st Federal
2.22%APY
- Term
- 12 months
- Minimum
- $25
- Earns on $10,000
- $222
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Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
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2.22%APY · 1 term
Account holder must be 18 years or older. Membership is established by a primary share savings account with a $5.00 minimum balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalty / fee of $25; one withdrawal per term. Rates may change after account opening. Certificate can be rolled over after 12 months | 2.22% | $222 |
Sources (1)
- mutualfirst.com/banking/personal-banking/save-to-win · captured Sep 18, 2026
Who can join Mutual 1st Federal
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