Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Omaha, NE-IA metro
- 3.75%APY$217 over 7 months on $10,000
Requirements
Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.
3.69% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Featured CD Balance APY Up to $9,999 3.75% $10,000 – $99,999Your amount 3.75% $100,000 – $999,999 4.11% $1,000,000 and up 4.11% Rate checked
More details - 3.75%APY$375 over 1 year on $10,000intro rate
Requirements
Product: Special promotional rates require opening an account with new money (funds not currently on deposit with FNCU). Special promotional rate automatically renews at the standard rate in effect on maturity date.
Offer: Initial term promo rate. Requires opening an account with new money.
Promotional rate · 3.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Penalty on early withdrawal may apply on CD's. Financial Institution reserves the right to limit deposits. Fees may reduce earnings. APY is accurate as of 10/5/2026. Rates are subject to change without notice.
Offer: Interest paid quarterly. Early withdrawal penalty: 6 months.
3.65% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.67%APY$182 over 6 months on $10,000
Requirements
Product: Available to individuals, businesses, organizations, and corporations. Early withdrawal penalties may apply. Rates may change without notice and at any time.
Offer: Compounding frequency: At Maturity. Term: 182 Days.
3.64% interest rate · Effective Sep 23, 2026
Rate checked
More details - Electrical Workers #22 Federal Credit UnionShare Certificate – CDCD · 6 months · $500 min
Credit union · 1 branch
3.60%APY$178 over 6 months on $10,000 - 3.55%APY$910 over 30 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earnings.
Offer: Balance required to earn interest: $1,000. Early withdrawal penalties may apply.
3.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Union Pacific Streamliner Federal Credit UnionShare CertificateCD · 6 months · $1,000 min · 3.35%–3.65% by balance
Credit union · 1 branch
3.50%APY$173 over 6 months on $10,000intro rateRequirements
Product: Rates effective 4/7/25. Early closure penalties apply: 90-day interest for 6-month terms, 120-day interest for 12-month terms, 180-day interest for 18 and 36-month terms.
Offer: Tier I Balance. 90-day early closure penalty.
3.30% interest rate · Effective Apr 7, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 3.35% $10,000 and upYour amountTier II Balance. 3.50% $95,000 and upSpecial Balance. 3.65% Rate checked
More details - 3.50%APY$173 over 6 months on $10,000
Requirements
Product: Consumer accounts only. Penalty for early withdrawal. Rates are subject to change without notice.
Offer: Special CD rate. Minimum to open waived for existing checking and savings account customers.
3.47% interest rate · Effective Jun 22, 2026
Rate checked
More details - 3.50%APY$320 over 11 months on $10,000intro rate
Requirements
Product: Penalty for early withdrawal. Special promotional rate applicable for initial term only.
Offer: Special promotional rate is applicable for the initial term only. Early withdrawal penalty applies.
Promotional rate · Effective Oct 2, 2026
Rate checked
More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Dividend rate is guaranteed for the term chosen. Dividends will be compounded quarterly and credited to certificate account, or alternatively paid to member or credited to another account. APY is based on the assumption that dividends will remain in the account until maturity.
3.45% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Woodmen Federal Credit UnionCertificate (3) AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded and credited annually. Minimum opening deposit is $1,000.
Offer: Fixed rate. Dividends compounded and credited annually.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Woodmen Federal Credit UnionCertificate (1) AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded and credited at maturity. Minimum opening deposit is $1,000. If closed before accrued dividends are credited, accrued dividends will not be paid.
Offer: Fixed rate. Dividends compounded and credited at maturity.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Woodmen Federal Credit UnionCertificate (2) AccountCD · 12 months · $1,000 min
Credit union · 1 branch
3.50%APY$350 over 1 year on $10,000Requirements
Product: Dividends compounded and credited at maturity. Minimum opening deposit is $1,000.
Offer: Fixed rate. Dividends compounded and credited at maturity.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$1,877 over 60 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Dividends compound daily.
3.44% interest rate · Effective Oct 9, 2026
Rate checked
More details - American Exchange BankCD’s (Certificate of Deposit Account)CD · 12 months · $500 min
Bank · 2 branches
3.44%APY$344 over 1 year on $10,000Requirements
Product: Ten calendar day grace period at maturity. Automatically renews at maturity at current rate being offered. Penalty applies for early withdrawal.
Offer: Interest paid or credited quarterly.
3.40% interest rate · Effective Jun 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Omaha, NE-IA metro
748 CDs at 62 banks and credit unions · checked Oct 16–22
- Typical
- 2.75%
- Top 10% from
- 4.10%
- Banks, typical
- 2.48%
- Credit unions, typical
- 3.00%
Is your bank paying you enough?
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Omaha, NE-IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 1 branch
- PenFed Credit UnionCredit union · 3 branches
- Metro Credit UnionCredit union · 5 branches