Bank · FDIC insured
American Exchange Bank
A $69.7M bank headquartered in Elmwood, NE, with 2 branches in Nebraska. Best rates: CDs 3.44% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs713.44%for 9–15 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About American Exchange Bank
American Exchange Bank is based in Elmwood, Nebraska, and has been in business since 1889.
In 2000, the bank opened a full-service branch in Eagle, Nebraska.
It provides support to the communities, schools, and charitable organizations of Elmwood and Eagle.
- Headquarters
- 151 N 4th St, Elmwood, NE 68349
- FDIC certificate
- 10647 ↗
Branches
2 branches in Nebraska
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Nebraska
2 branches
- American Exchange BankMain office151 N 4th St, Elmwood, NE 68349Directions
- Elmwood Branch440 D St, Eagle, NE 68347Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.63% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.98% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 2.28% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $78 | $67 | — |
- CapitalLeverage ratio9.63%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.98%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets2.28%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$78Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of American Exchange Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.