Credit union · NCUA insured
Union Pacific Streamliner Federal Credit Union CD Rates
Union Pacific Streamliner Federal Credit Union’s best CD rate is 3.95% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Union Pacific Streamliner Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Union Pacific Streamliner Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Union Pacific Streamliner Federal Credit Union
3.50%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $173
Share Certificate
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Union Pacific Streamliner Federal Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.40%
- 16–30 months16–30 mo3.45%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union Pacific Streamliner Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.50%APY · 4 terms
Rates effective 4/7/25. Early closure penalties apply: 90-day interest for 6-month terms, 120-day interest for 12-month terms, 180-day interest for 18 and 36-month terms.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY · $95,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsSpecial Balance. 90-day early closure penalty | — | — | 3.65% | —3.65% from $95k | — |
| 6 monthsTier I Balance. 90-day early closure penalty | 3.35% | — | — | 3.35% | $166 |
| 6 monthsTier II Balance. 90-day early closure penalty | — | 3.50% | — | 3.50% | $173 |
| 12 monthsSpecial Balance. 120-day early closure penalty | — | — | 3.55% | —3.55% from $95k | — |
| 12 monthsTier I Balance. 120-day early closure penalty | 3.30% | — | — | 3.30% | $330 |
| 12 monthsTier II Balance. 120-day early closure penalty | — | 3.40% | — | 3.40% | $340 |
| 18 monthsSpecial Balance. 180-day early closure penalty | — | — | 3.60% | —3.60% from $95k | — |
| 18 monthsTier I Balance. 180-day early closure penalty | 3.35% | — | — | 3.35% | $507 |
| 18 monthsTier II Balance (labeled Tier I in text). 180-day early closure penalty | — | 3.45% | — | 3.45% | $522 |
| 36 monthsSpecial Balance. 180-day early closure penalty | — | — | 3.95% | —3.95% from $95k | — |
Who can join Union Pacific Streamliner Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Contractors of Union Pacific Railroad are eligible for membership.
- All current employees of Union Pacific Railroad and its subsidiaries are eligible for membership, regardless of location.
- Retirees of Union Pacific Railroad and its subsidiaries qualify for membership.
Family and household
- Spouses and immediate family members (spouses, children, siblings, parents, grandparents, and grandchildren) of eligible employees, retirees, and contractors are eligible to join.
Cost to join
- Opening a membership account requires a minimum initial deposit of $25.
Membership information collected October 4, 2026.