Bank · FDIC insured
American Exchange Bank CD Rates
American Exchange Bank’s best CD rate is 3.44% APY on a 1-year CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How American Exchange Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where American Exchange Bank has the most branches. $10,000, best rate first.
This bank’s best
American Exchange Bank
3.44%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $344
CD’s (Certificate of Deposit Account)
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
American Exchange Bank CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.44%
- 16–30 months16–30 mo3.44%
- 31–60 months31–60 mo2.63%
- QualifiedQualified3.44%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Exchange Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD’s (Certificate of Deposit Account)
Up to 3.44%APY · 7 terms
Ten calendar day grace period at maturity. Automatically renews at maturity at current rate being offered. Penalty applies for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest paid or credited at maturity | 0.15% | $4 |
| 6 monthsInterest paid or credited quarterly | 3.29% | $163 |
| 12 monthsInterest paid or credited quarterly | 3.44% | $344 |
| 24 monthsInterest paid or credited quarterly | 3.44% | $700 |
| 36 monthsInterest paid or credited quarterly | 2.52% | $775 |
| 48 monthsInterest paid or credited quarterly | 2.52% | $1,047 |
| 60 monthsInterest paid or credited quarterly | 2.63% | $1,386 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.