Bank · FDIC insured
Farmers Trust and Savings Bank CD Rates
Farmers Trust and Savings Bank’s best CD rate is 3.70% APY on a 1-year CD. Terms run from 6 months to 30 months. Rates checked October 16, 2026.
How Farmers Trust and Savings Bank’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Farmers Trust and Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers Trust and Savings Bank
3.70%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $370
CD Specials
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Farmers Trust and Savings Bank CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.49%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.44%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers Trust and Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 3.70%APY · 3 terms
Penalty on early withdrawal may apply on CD's. Financial Institution reserves the right to limit deposits. Fees may reduce earnings. APY is accurate as of 10/5/2026. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest paid quarterly. Early withdrawal penalty: 3 months | 3.49% | $173 |
| 12 monthsInterest paid quarterly. Early withdrawal penalty: 6 months | 3.70% | $370 |
| 30 monthsInterest paid quarterly. Early withdrawal penalty: 15 months | 3.44% | $882 |
Sources (1)
- ftnsbank.net/special-rates · captured Oct 16, 2026
Opening an account
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