Credit union · NCUA insured
Omaha Douglas FCU CD Rates
Omaha Douglas FCU’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Omaha Douglas FCU’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Douglas FCU has the most branches. $10,000, best rate first.
This credit union’s best
Omaha Douglas FCU
3.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $350
Share Certificates
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Omaha Douglas FCU CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Omaha Douglas FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.50%APY · 4 terms
Dividend rate is guaranteed for the term chosen. Dividends will be compounded quarterly and credited to certificate account, or alternatively paid to member or credited to another account. APY is based on the assumption that dividends will remain in the account until maturity.
| Term | APY · $500 – $9,999 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.25% | 3.25% | 3.25%3.25% $500–$10k | $161 |
| 12 months | 3.50% | 3.50% | 3.50%3.50% $500–$10k | $350 |
| 24 months | 2.50% | 2.50% | 2.50%2.50% $500–$10k | $506 |
| 36 months | 2.50% | 2.50% | 2.50%2.50% $500–$10k | $769 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificates
Up to 3.50%APY · 3 terms
Dividends will be compounded quarterly and credited to certificate account, or alternatively paid to member or credited to another account. APY is based on the assumption that dividends will remain in the account until maturity.
| Term | APY · $1,000 – $9,999 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.50% | 3.50% | 3.50%3.50% $1k–$10k | $350 |
| 24 months | 2.50% | 2.50% | 2.50%2.50% $1k–$10k | $506 |
| 36 months | 2.50% | 2.50% | 2.50%2.50% $1k–$10k | $769 |
Sources (2)
All captured Oct 22, 2026
Who can join Omaha Douglas FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Douglas County, Nebraska is eligible for membership.
Family and household
- Family members of Omaha Douglas FCU members are eligible to join.
Cost to join
- A minimum deposit of $5.00 into a savings account is required to open an account upon joining.
Membership information collected October 4, 2026.