Skip to content

Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in New York, NY-NJ metro

  1. The Bank of Princeton12-Month 4.25% Cranbury CD PromotionCD · 12 months

    Bank · 13 branches

    4.34%APY$434 over 1 year on $10,000intro rate
  2. Top Carrot, Carrot Score 87
    Actors Federal Credit UnionCertificate AccountCD · 11 months · $500 min

    Credit union · 1 branch

    4.33%APY$396 over 11 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 136 branches

    4.30%APY$430 over 1 year on $10,000intro rate
  4. Top Carrot, Carrot Score 89
    B-M S Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.28%APY$2,331 over 60 months on $10,000
  5. Top Carrot, Carrot Score 89
    Sunmark Credit UnionRegular Share CertificateCD · 6 months · $500 min

    Credit union · 1 branch

    4.25%APY$210 over 6 months on $10,000intro rate
  6. Top Carrot, Carrot Score 88
    Lakehurst Naval Federal Credit UnionCertificateCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$317 over 9 months on $10,000
  7. Top Carrot, Carrot Score 95
    Ridgewood Savings Bank10-Month Online CD PromoCD · 10 months · $100 min

    Bank · 37 branches

    4.25%APY$353 over 10 months on $10,000intro rate
  8. Top Carrot, Carrot Score 89
    Lufthansa Employee Federal Credit UnionCertificate AccountCD · 10 months · $5,000 min

    Credit union · 1 branch

    4.25%APY$353 over 10 months on $10,000intro rate
  9. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 239 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  10. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 219 branches

    4.25%APY$425 over 1 year on $10,000
  11. Top Carrot, Carrot Score 88
    Ocean Financial Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 4 branches

    4.25%APY$425 over 1 year on $10,000
  12. Empire State BankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 5 branches

    4.25%APY$425 over 1 year on $10,000
  13. Top Carrot, Carrot Score 87
    NEW MILLENNIUM BANKCertificates of DepositCD · 12 months · $500 min

    Bank · 8 branches

    4.25%APY$425 over 1 year on $10,000
  14. I AM Federal Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$425 over 1 year on $10,000
  15. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 125 branches

    4.25%APY$461 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New York, NY-NJ metro

1,481 CDs at 167 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.05%
Banks, typical
3.00%
Credit unions, typical
3.04%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate