Credit union · NCUA insured
Lakehurst Naval Federal Credit Union CD Rates
Top CarrotLakehurst Naval Federal Credit Union’s best CD rate is 4.25% APY on a 9-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Lakehurst Naval Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Lakehurst Naval Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lakehurst Naval Federal Credit Union
4.25%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $317
Certificate
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Lakehurst Naval Federal Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo2.75%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lakehurst Naval Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.25%APY · 9 terms
Dividends are earned daily and posted quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance of $1,000 | 2.75% | $137 |
| 9 months9 Month Certificate Special; Minimum balance of $1,000 | 4.25% | $317 |
| 12 monthsMinimum balance of $1,000 | 3.25% | $325 |
| 13 months13 Month Certificate Special; Minimum balance of $1,000 | 4.00% | $434 |
| 18 monthsMinimum balance of $1,000 | 3.25% | $491 |
| 24 monthsMinimum balance of $1,000 | 3.25% | $661 |
| 36 monthsMinimum balance of $1,000 | 3.25% | $1,007 |
| 48 monthsMinimum balance of $1,000 | 3.25% | $1,365 |
| 60 monthsMinimum balance of $1,000 | 3.50% | $1,877 |
Sources (1)
- lnfcu.com/rates · captured Sep 19, 2026
Easy Save Certificate
0.25%APY · 1 term
Allows deposits to the certificate whenever desired during the term. Dividends are earned daily and posted quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAllows deposits to the certificate whenever desired during the term. Dividends earned daily and posted quarterly | 0.25% | $25 |
Special-purpose accounts
IRA Certificate
3.50%APY · 1 term
Available as Traditional or Roth IRA. Minimum balance of $1,000.00 for IRA share certificates, available in terms 6 months thru 5 years. Dividends are earned daily and posted quarterly (with the exception of 6-month IRA certificates, where dividends are posted at maturity).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 monthsAvailable for Traditional and Roth IRAs | 3.50% | $1,877 |
Sources (3)
All captured Sep 19, 2026
HSA Certificate
3.25%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.25% | $325 |
Sources (1)
- lnfcu.com/rates · captured Sep 19, 2026
Youth Certificate
3.25%APY · 1 term
For children 17 and under.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFor children 17 and under | 3.25% | $325 |
Sources (1)
- lnfcu.com/rates · captured Sep 19, 2026
Youth Education Certificate
3.25%APY · 1 term
For children 17 and under.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFor children 17 and under | 3.25% | $325 |
Sources (1)
- lnfcu.com/rates · captured Sep 19, 2026
IRA Easy Save Certificate
0.25%APY · 1 term
Can make contributions to share certificate throughout the term of the certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsCan make contributions to share certificate throughout the term of the certificate | 0.25% | $25 |
Sources (1)
- lnfcu.com/rates · captured Sep 19, 2026
Who can join Lakehurst Naval Federal Credit Union
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