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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in New York, NY-NJ metro

  1. Fulton BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · 36 branches

    3.35%APY$250 over 9 months on $10,000
  2. Justice Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 1 branch

    3.31%APY$501 over 18 months on $10,000with conditions
  3. The Berkshire BankCertificates of DepositCD · 6 months · $10,000 min

    Bank · 5 branches

    3.30%APY$164 over 6 months on $10,000
  4. Seaport Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 3 branches

    3.30%APY$164 over 6 months on $10,000
  5. CTBC BankOnline Personal CDCD · 6 months · $5,000 min

    Bank · 3 branches

    3.30%APY$164 over 6 months on $10,000intro rate
  6. Beacon BankBeacon One Certificate of DepositCD · 6 months · $1,000 min

    Bank · 12 branches

    3.30%APY$164 over 6 months on $10,000with conditions
  7. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 665 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    Town of Hempstead Employees Federal Credit UnionCertificatesCD · 9 months · $1,000 min

    Credit union · 2 branches

    3.30%APY$246 over 9 months on $10,000
  9. New Jersey State PBA FCU1 Year CDCD · 12 months

    Credit union · 1 branch

    3.30%APY$330 over 1 year on $10,000
  10. Top Carrot, Carrot Score 89
    Municipal Credit UnionDeposit Plus Share CertificateCD · 18 months · $250 min

    Credit union · 15 branches

    3.30%APY$499 over 18 months on $10,000
  11. Top Carrot, Carrot Score 89
    Municipal Credit UnionSecured Visa Share CertificateCD · 18 months · $300 min

    Credit union · 15 branches

    3.30%APY$499 over 18 months on $10,000
  12. Generations United Federal Credit UnionGU CertificatesCD · 18 months · $100 min

    Credit union · 1 branch

    3.30%APY$499 over 18 months on $10,000intro rate
  13. 1st Bergen FCUShare CertificateCD · 60 months · $250 min

    Credit union · 3 branches

    3.29%APY$1,757 over 60 months on $10,000
  14. Essex County Teachers FCUShare CertificateCD · 6 months · $2,000 min

    Credit union · 2 branches

    3.25%APY$161 over 6 months on $10,000
  15. Peapack Private Bank & TrustPersonal Certificates of Deposit (CDs)CD · 9 months · $500 min

    Bank · 19 branches

    3.25%APY$243 over 9 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New York, NY-NJ metro

1,481 CDs at 167 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.05%
Banks, typical
3.00%
Credit unions, typical
3.04%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate