Credit union · NCUA insured
New Jersey State PBA FCU
A $7.1M credit union headquartered in Woodbridge, NJ, with 1,074 members and 1 branch in New Jersey. Best rates: CDs 3.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Credit cards: no rates found on its website.
- CDs—3.30%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About New Jersey State PBA FCU
Established in 2024, New Jersey State PBA Federal Credit Union is a member-owned financial cooperative created to serve the needs of the New Jersey State PBA, including retirees and their families.
Headquartered in Woodbridge, New Jersey, the credit union provides access to over 5,600 shared branches and 80,000 ATMs nationwide.
- Headquarters
- 158 Main St, Woodbridge, NJ 07095-2108
- NCUA charter
- 24958
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership eligibility includes all New Jersey State PBA members, retirees, locals, and affiliates.
Family and household
- Family members of New Jersey State PBA members and retirees are eligible to join once the member joins.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Main Office158 Main St, Woodbridge, NJ 07095Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.49% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $36 | $59 | — |
- CapitalNet worth ratio15.49%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$36Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of New Jersey State PBA FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.