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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Minneapolis, MN-WI metro

  1. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 7 branches

    4.30%APY$615 over 17 months on $10,000
  2. Top Carrot, Carrot Score 87
    Ideal Credit UnionRegular CertificateCD · 30 months · $500 min

    Credit union · 6 branches

    4.30%APY$1,110 over 30 months on $10,000
  3. CorTrust BankCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · 12 branches

    4.30%APY$1,346 over 36 months on $10,000
  4. Top Carrot, Carrot Score 95
    Luminate Bank4 Month CD SpecialCD · 4 months · $10,000 min

    Bank · 1 branch

    4.25%APY$140 over 4 months on $10,000intro rate
  5. St. Cloud Financial Credit UnionDiamond CertificatesCD · 6 months · $500 min

    Credit union · 2 branches

    4.25%APY$210 over 6 months on $10,000with conditions
  6. Ameriprise Bank, FSBAmeriprise Flexible Savings CertificateCD · 7 months · $10,000 min · 4.25%–4.35% by balance

    Bank · 2 branches

    4.25%APY$246 over 7 months on $10,000
  7. Top Carrot, Carrot Score 88
    TruStone FinancialCertificateCD · 7 months · $2,500 min

    Credit union · 18 branches

    4.25%APY$246 over 7 months on $10,000
  8. Veridian Credit UnionStandard CDCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.25%APY$317 over 9 months on $10,000
  9. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 85 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  10. Top Carrot, Carrot Score 95
    VisionBankCertificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.25%APY$425 over 1 year on $10,000
  11. Top Carrot, Carrot Score 91
    TopLine Financial Credit UnionCertificate SpecialsCD · 12 months · $1,000 min

    Credit union · 11 branches

    4.25%APY$425 over 1 year on $10,000
  12. Top Carrot, Carrot Score 87
    Ideal Credit Union13-Month New Money Certificate SpecialCD · 13 months · $500 min

    Credit union · 6 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  13. First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000
  14. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 2 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  15. Top Carrot, Carrot Score 91
    Magnifi FinancialCertificatesCD · 17 months · $500 min

    Credit union · 4 branches

    4.25%APY$607 over 17 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Minneapolis, MN-WI metro

1,037 CDs at 105 banks and credit unions · checked Oct 16–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
3.00%
Credit unions, typical
3.43%

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Minneapolis, MN-WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. VisionBankBank · 1 branch
  2. Luminate BankBank · 1 branch
  3. St. Paul Federal Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate