Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Milwaukee, WI metro
- 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Must be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY.
Promotional rate · 4.04% interest rate · Effective Sep 29, 2026
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More details - 4.10%APY$445 over 13 months on $10,000
Requirements
Product: Early withdrawals subject to penalty. Interest on certificates compounds quarterly.
Offer: Special CD term.
4.04% interest rate · Effective Jul 2, 2026
Rate checked
More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
Promotional rate · 4.04% interest rate · Effective Sep 24, 2026
Rate checked
More details - 4.10%APY$693 over 20 months on $10,000with conditions
Requirements
Product: A penalty may be imposed for early withdrawal. Additional deposits are not allowed after opening. Interest is calculated using the daily balance method. Requires an Alerus checking account with a $500 minimum balance to qualify. IRA funds do not qualify.
Offer: Requires an Alerus checking account with a $500 minimum balance. IRA funds do not qualify. Early withdrawal penalty may apply.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - 4.10%APY$728 over 21 months on $10,000
Requirements
Product: A penalty may exist for early withdrawal on all Certificates of Deposit accounts and IRAs. Rates subject to change at any time.
Offer: The annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A withdrawal will reduce earnings.
Effective Oct 1, 2026
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More details - 4.10%APY$1,168 over 33 months on $10,000
Requirements
Product: Minimum deposit of $10,000 required. Membership eligibility required. Early withdrawal penalties may apply.
Effective Oct 16, 2026
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More details - 4.05%APY$268 over 8 months on $10,000intro rate
Requirements
Product: Must be opened with new money, defined as new to Byline. For new customers, only residents of Illinois and Wisconsin are eligible to open or be added to accounts available at open.bylinebank.com. Must be a U.S. Citizen or resident alien with a U.S. physical address. Early withdrawal penalty applies. Automatically renews at maturity.
Offer: Must be opened with new money, defined as new to Byline. Interest compounded and paid quarterly. No minimum balance required to earn APY.
Promotional rate · 3.99% interest rate · Effective Sep 29, 2026
Rate checked
More details - Spring BankCertificates of DepositCD · 84 months · $1,000 min · 4.05%–4.35% by balance
Bank · 1 branch
4.05%APY$3,204 over 84 months on $10,000Requirements
Product: The Annual Percentage Yield (APY) on Certificates of Deposit assumes interest remains on deposit until maturity; a withdrawal of interest prior to maturity will reduce earnings. Penalties for early withdrawal of principal could reduce earnings, whether earned or not. Interest accrues using the daily balance method at the interest rate in effect for that balance tier.
Offer: Interest compounded: Quarterly; Interest credited: Quarterly
3.99% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $24,999Your amount 4.05% $25,000 – $99,999 4.15% $100,000 and up 4.35% Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
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More details - 4.00%APY$198 over 6 months on $10,000intro rate
Requirements
Product: Fees could reduce earnings on the account. Penalty may be imposed for early withdrawal. Offer may expire at any time without notice.
Offer: Special is for a 6 Month CD only. Offer may expire at any time without notice. Penalty may be imposed for early withdrawal. APY assumes funds remain on deposit for term.
Promotional rate · 4.00% interest rate · Effective Sep 24, 2026
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More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: The 7 month CD is subject to the terms and conditions of a 182 day CD; the 15 month CD is subject to the terms and conditions of a 1-year CD; the 32 month CD is subject to the terms and conditions of a 30 month CD. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: Subject to terms and conditions of a 182 day CD. Penalty may be imposed for early withdrawal. Interest must remain on deposit until maturity.
3.97% interest rate · Effective Jul 28, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location). Not available at all locations.
Offer: New money only. Minimum daily balance of $0.01 required to obtain APY. Assumes funds remain on deposit until maturity. Early withdrawal penalties apply.
Promotional rate · Effective Dec 12, 2025
Rate checked
More details - Tri City National BankCertificates of Deposit - SpecialCD · 13 months · $2,500 min
Bank · 21 branches
4.00%APY$434 over 13 months on $10,000with conditionsRequirements
Product: Requires a Tri City National Bank checking account to open. Maximum balance of $500,000 per primary customer tax identification number (SSN or EIN). Not available for Individual Retirement Accounts (IRA). Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Requires a Tri City National Bank checking account to open. Maximum deposit $500,000 per primary customer SSN/EIN. Not available for IRAs. Early withdrawal penalty applies. Fees may reduce earnings.
Qualified rate · 3.92% interest rate · Balance cap $500,000 · Effective Oct 7, 2026
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: New money only (money not currently held at any Wintrust Financial Corporation location).
Offer: New money only. Minimum daily balance of $0.01 required to obtain APY. Assumes funds remain on deposit until maturity. Early withdrawal penalties apply.
Promotional rate · Effective Jun 10, 2026
Rate checked
More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Offer: 14 Month SPECIAL
Promotional rate · 3.93% interest rate · Effective Oct 8, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Milwaukee, WI metro
635 CDs at 54 banks and credit unions · checked Oct 16–22
- Typical
- 2.50%
- Top 10% from
- 4.15%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.04%
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Milwaukee, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Governmental Employees Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 13 branches
- Marine Credit UnionCredit union · 1 branch