Best CD rates and certificates

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. At maturity, automatically renews to the Standard CD term (3, 6, or 12 months) closest to but not greater than the special term at the applicable standard rate. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.

Offer: Renews to Standard CD 12 Month (1 Year) term upon maturity.

Requirements

Product: Limited-time offer. This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Limited-time offer. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Requirements

Product: Long-term investment CDs. Fees could reduce earnings.

Offer: At maturity, the 27-month certificate will automatically renew for a term of 24 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 08/14/2026. Special is available for a limited time and subject to change without notice.

Requirements

Product: Dividends can be withdrawn without penalty. Penalty for early withdrawal of principal balance is 180 days' dividends on the amount withdrawn. Fixed interest rate.

Requirements

Product: Short-term commitment CDs. Fees could reduce earnings.

Offer: Promotional rates available for new money only (money not currently on deposit with the bank). At maturity, certificate automatically renews for 9 months. Funds must remain on deposit for the term of the certificate. A penalty for early withdrawal may apply. Accurate as of 03/04/2026.

Requirements

Product: Bump-up Certificate option allows adjusting the rate during the term.

Requirements

Product: $1,000 minimum opening deposit. After account opening, there is no minimum balance requirement to obtain the disclosed APY. Early withdrawal penalties and fees may reduce earnings. Rates may vary by location.

Requirements

Product: This rate is subject to change. Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Offer: Rate subject to change. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

Requirements

Product: Membership eligibility is required. Dividends are paid monthly. Fees may reduce earnings. Early withdrawal penalties may apply.

Offer: Share Certificate APY as high as 0.55%. Available terms include 6-month, 1-year, 2-year, 3-year, 4-year, and 5-year.

Requirements

Product: Take advantage of the opportunity to jump up to higher interest rate one time during the 27-month life of your CD. After 6 months, if current interest rate is higher than what you're earning, you can jump to that rate. Renews for 24 months at maturity.

Offer: One-time option to jump to a higher interest rate after 6 months during the 27-month term; renews for 24 months at maturity.

Requirements

Product: Penalty for early withdrawal. Interest compounded annually on CDs over one year. Automatic renewal.

Offer: Penalty for early withdrawal.