Credit union · NCUA insured
ValleyStar Credit Union CD Rates
ValleyStar Credit Union’s best CD rate is 0.55% APY on a 6-month share certificate (CD). Rates checked October 22, 2026.
How ValleyStar Credit Union’s CD rates compare
Compared with banks and credit unions near Roanoke, VA, where ValleyStar Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ValleyStar Credit Union
0.55%APY
- Term
- 6–60 months
- Minimum
- $2,500
- Earns on $10,000
- —
Share Certificate
Top rate
Freedom First
4.65%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $505
2nd-highest rate
Beacon Credit Union
4.35%APY
- Term
- 6 months
- Minimum
- $2,500
- Earns on $10,000
- $215
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
0.55%APY · 1 term
Membership eligibility is required. Dividends are paid monthly. Fees may reduce earnings. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–60 monthsShare Certificate APY as high as 0.55%. Available terms include 6-month, 1-year, 2-year, 3-year, 4-year, and 5-year | 0.55% | $27 |
Sources (1)
- valleystar.org/bank/savings/share-certificates · captured Sep 19, 2026
Who can join ValleyStar Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in designated counties and cities across Virginia and North Carolina is eligible to join.
Employers and groups
- Any business or other legal entity located in eligible cities or counties in Virginia or North Carolina can join.
Membership information collected October 4, 2026.