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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Madison, WI metro

  1. Johnson BankCertificate of Deposits (CDs)CD · 60 months · $2,000 min

    Bank · 3 branches

    3.00%APY$1,593 over 60 months on $10,000
  2. Lake Ridge BankCertificate of DepositCD · 48–59 months · $1,000 min

    Bank · 16 branches

    2.93%APY
  3. Bank FirstCertificate of DepositCD · 6 months · $1,000 min

    Bank · 4 branches

    2.28%APY$113 over 6 months on $10,000
  4. Top Carrot, Carrot Score 90
    Blackhawk Community Credit UnionSmart Saver CertificateCD · 12 months · $0 min

    Credit union · 1 branch

    1.96%APY$196 over 1 year on $10,000
  5. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 4 branches

    1.76%APYwith conditions
  6. Top Carrot, Carrot Score 92
    UW Credit UnionSmart Saver CertificateCD · 30 months · $10,000 min

    Credit union · 17 branches

    1.75%APY$443 over 30 months on $10,000
  7. The Peoples Community BankFixed Rate CDCD · 48 months · $500 min

    Bank · 4 branches

    1.55%APY$635 over 48 months on $10,000
  8. Bank of BrodheadCertificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    1.40%APY$720 over 60 months on $10,000
  9. One Community BankStart Small CDCD · 6 months · $25 min

    Bank · 8 branches

    1.35%APY$67 over 6 months on $10,000
  10. Summit Credit UnionCertificate PlusCD · 12 months · $250 min

    Credit union · 27 branches

    1.25%APY$125 over 1 year on $10,000
  11. First Community Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · 1 branch

    1.06%APY$431 over 48 months on $10,000
  12. First Community Credit UnionDream Seeker Share CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    1.01%APY$101 over 1 year on $10,000
  13. Associated BankFixed-Rate Add-on CDCD · 12 months · $100 min

    Bank · 13 branches

    1.00%APY$100 over 1 year on $10,000
  14. Top Carrot, Carrot Score 92
    UW Credit UnionSmart Saver Plus CertificateCD · 12 months · $10,000 min

    Credit union · 17 branches

    0.72%APY$72 over 1 year on $10,000
  15. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 10 branches

    0.40%APY$202 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Madison, WI metro

491 CDs at 39 banks and credit unions · checked Oct 16–22

Typical
2.52%
Top 10% from
4.15%
Banks, typical
2.00%
Credit unions, typical
3.50%

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Madison, WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UW Credit UnionCredit union · 17 branches
  2. Marine Credit UnionCredit union · 2 branches
  3. Blackhawk Community Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate