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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 181–195 results in Los Angeles, CA metro

  1. Top Carrot, Carrot Score 95
    Downey Federal Credit UnionCertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    2.50%APY$1,314 over 60 months on $10,000
  2. Orange County's Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min · 2.30%–2.95% by balance

    Credit union · 11 branches

    2.30%APY$1,204 over 60 months on $10,000
  3. Gain Federal Credit UnionLevel Up 12-Month CertificateCD · 12 months · $25 min · up to $10,000

    Credit union · 2 branches

    2.25%APY$225 over 1 year on $10,000
  4. Gain Federal Credit UnionSavings Plus CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    2.00%APY$200 over 1 year on $10,000
  5. Top Carrot, Carrot Score 89
    University Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 3 branches

    1.95%APY$195 over 1 year on $10,000
  6. ILWU Credit UnionFlexible CertificateCD · 24 months · $1,000 min · 1.90%–2.05% by balance

    Credit union · 3 branches

    1.90%APY$384 over 24 months on $10,000
  7. E-Central Credit UnionCertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    1.90%APY$987 over 60 months on $10,000
  8. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 251 branches

    1.76%APYwith conditions
  9. San Diego County Credit UnionCertificate AccountCD · 18 months · $2,000 min

    Credit union · 5 branches

    1.75%APY$264 over 18 months on $10,000
  10. Top Carrot, Carrot Score 88
    Fox Federal Credit UnionCertificatesCD · 48 months · $2,500 min

    Credit union · 2 branches

    1.71%APY$702 over 48 months on $10,000
  11. American First Credit UnionShare CertificateCD · 60 months · $1,000 min

    Credit union · 4 branches

    1.50%APY$773 over 60 months on $10,000
  12. First City Credit UnionWealth Builder Term Certificate AccountCD · 9 months · $50 min · 1.30%–1.40% by balance

    Credit union · 6 branches

    1.40%APY$105 over 9 months on $10,000intro rate
  13. Farmers & Merchants BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min · 1.26%–2.78% by balance

    Bank · 26 branches

    1.26%APY$383 over 36 months on $10,000
  14. VA Desert Pacific Federal Credit UnionTerm CertificatesCD · 48 months

    Credit union · 2 branches

    1.26%APY$514 over 48 months on $10,000
  15. VA Desert Pacific Federal Credit UnionTerm Certificates ($10,000 & Above)CD · 48 months · $10,000 min

    Credit union · 2 branches

    1.26%APY$514 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Los Angeles, CA metro

1,194 CDs at 122 banks and credit unions · checked Oct 16–23

Typical
3.10%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.25%

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Los Angeles, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Skyla Credit UnionCredit union · 1 branch
  2. F&A Credit UnionCredit union · 2 branches
  3. Downey Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate