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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Lawrence, KS metro

  1. Mid American Credit UnionSpecial Rate CertificateCD · 37 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$1,454 over 37 months on $10,000with conditions
  2. TriCentury BankCertificates Of DepositCD · 60 months · $1,000 min

    Bank · 1 branch

    4.50%APY$2,462 over 60 months on $10,000intro rate
  3. Top Carrot, Carrot Score 92
    Mid-America BankCertificate of Deposit (CD)CD · 12 months · $500 min · 4.30%–4.55% by balance

    Bank · 3 branches

    4.30%APY$430 over 1 year on $10,000
  4. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  5. Envista Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    4.25%APY$1,330 over 36 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    Capitol FederalCertificate of DepositCD · 48 months · $1,000 min

    Bank · 3 branches

    4.20%APY$1,789 over 48 months on $10,000
  7. Mutual Savings AssociationCAP Member and Special CDsCD · 36 months · $2,000 min

    Bank · 1 branch

    4.10%APY$1,281 over 36 months on $10,000
  8. Central National BankCNB CD SpecialsCD · 14 months · $5,000 min

    Bank · 3 branches

    4.05%APY$474 over 14 months on $10,000with conditions
  9. INTRUST BankCertificate of DepositCD · 9 months · $500 min

    Bank · 2 branches

    4.00%APY$299 over 9 months on $10,000
  10. Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance

    Bank · 2 branches

    3.85%APY$583 over 18 months on $10,000intro rate
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  12. Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance

    Bank · 2 branches

    3.75%APY$343 over 11 months on $10,000intro rate
  13. Midwest Regional Credit UnionShare CertificatesCD · 12 months

    Credit union · 1 branch

    3.64%APY$364 over 1 year on $10,000
  14. Mainstreet Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.64%APY$364 over 1 year on $10,000
  15. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Lawrence, KS metro

212 CDs at 17 banks and credit unions · checked Oct 6–22

Typical
2.00%
Top 10% from
4.01%
Banks, typical
1.60%
Credit unions, typical
3.82%

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Lawrence, KS metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Mid-America BankBank · 3 branches
  2. Capitol FederalBank · 3 branches
  3. UMB BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate