Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in Indianapolis, IN metro
- 3.25%APY$161 over 6 months on $10,000
Requirements
Product: Certificates require a $500 minimum deposit unless otherwise specified. Early withdrawal penalties apply.
3.20% interest rate · Effective Aug 17, 2026
Rate checked
More details - 3.25%APY$1,007 over 36 months on $10,000
3.20% interest rate
Rate checked
More details - KEMBA Indianapolis Credit UnionInvestment CertificateCD · 36 months · $500 min
Credit union · 1 branch
3.25%APY$1,007 over 36 months on $10,000Requirements
Product: Certificates require a $500 minimum deposit. Early withdrawal penalty calculation for Investment Certificates is substantially higher than regular certificate penalty calculation.
3.20% interest rate · Effective Aug 17, 2026
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - Professional Police Officers Credit UnionShare Certificates - Two YearCD · 24 months · $10,000 min
Credit union · 2 branches
3.05%APY$619 over 24 months on $10,000Requirements
Product: Dividends are compounded daily and paid at maturity. Early withdrawal penalty may apply.
Offer: Early withdrawal penalty may apply.
3.00% interest rate · Compounded daily
Rate checked
More details - 3.04%APY$1,615 over 60 months on $10,000
Requirements
Product: Substantial interest penalties apply for early withdrawal of funds from Certificates of Deposits/IRA's.
Offer: Min. Balance to Earn APY: None.
3.00% interest rate · Effective Mar 24, 2026
Rate checked
More details - 3.04%APY$1,968 over 72 months on $10,000
Requirements
Product: Must be an Everwise member ($5 initial Share deposit required). Minimum balance required to earn APY is $500. Early withdrawal penalty may apply, which may reduce earnings.
Offer: Minimum balance required to earn APY is $500. Early withdrawal penalty may apply.
3.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 2.79%APY$1,475 over 60 months on $10,000
Requirements
Product: Penalty assessed for early withdrawals.
Offer: Penalty assessed for early withdrawals.
Effective Oct 5, 2026
Rate checked
More details - 2.75%APY$91 over 4 months on $10,000
Requirements
Product: Penalty for early withdrawal. Deposits and withdrawals not allowed.
Offer: Penalty for early withdrawal.
Effective Oct 4, 2026
Rate checked
More details - 2.75%APY$848 over 36 months on $10,000
Requirements
Product: CD rates are compounded daily. CDs can be opened with amounts of as little as $500 when the term is 12 months or longer, and $1,000 for terms less than 12 months.
Offer: 36 Months term. CD rates are compounded daily.
2.71% interest rate · Compounded daily · Effective Sep 17, 2026
Rate checked
More details - 2.65%APY$400 over 18 months on $10,000
Requirements
Product: Unlimited deposits and up to one withdrawal per month allowed. Penalty for early withdrawal.
Offer: Unlimited deposits and up to one withdrawal per month. Penalty for early withdrawal.
Effective Oct 4, 2026
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More details - 2.50%APY$506 over 24 months on $10,000
Requirements
Product: Deposits from outside market area are not accepted. Penalty may be assessed for early withdrawal.
Effective Oct 1, 2026
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More details - 2.50%APY$769 over 36 months on $10,000
Requirements
Product: Fixed rate for the term of CD. Must maintain a minimum balance of $500. Early withdrawals are subject to penalties.
Offer: Penalty may be imposed for early withdrawal.
Effective Sep 15, 2026
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More details - 2.40%APY$995 over 48 months on $10,000
Requirements
Product: Allows withdrawal and reinvestment of deposit once without penalty, as long as new CD's term equals time remaining in original Rate-Riser CD. Deposits and withdrawals not allowed otherwise. Penalty for early withdrawal.
Offer: Allows one penalty-free withdrawal and reinvestment for remaining term. Penalty for early withdrawal.
Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Indianapolis, IN metro
528 CDs at 48 banks and credit unions · checked Oct 15–22
- Typical
- 2.52%
- Top 10% from
- 4.00%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.15%
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Find your bank or credit union to see all its rates and how they compare near you.
Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches