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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Idaho Falls, ID metro

  1. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · 2 branches

    4.50%APY$920 over 24 months on $10,000
  2. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.50%APY$920 over 24 months on $10,000
  3. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.45%APY$910 over 24 months on $10,000
  4. Top Carrot, Carrot Score 89
    Members Preferred Credit UnionShare Certificate of DepositCD · 36 months · $500 min

    Credit union · 1 branch

    4.32%APY$1,353 over 36 months on $10,000
  5. The Bank of CommerceCertificates of DepositCD · 18 months · $500 min

    Bank · 8 branches

    4.30%APY$652 over 18 months on $10,000
  6. Top Carrot, Carrot Score 97
    ICCUCertificate of DepositCD · 60 months · $500 min

    Credit union · 5 branches

    4.30%APY$2,343 over 60 months on $10,000
  7. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 3 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  8. Top Carrot, Carrot Score 93
    Westmark Credit UnionTerm CertificatesCD · 24 months · $500 min

    Credit union · 6 branches

    4.25%APY$868 over 24 months on $10,000
  9. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 24 months · $500 min

    Credit union · 2 branches

    4.24%APY$866 over 24 months on $10,000
  10. The Bank of CommerceCD PlusCD · 11 months · $500 min

    Bank · 8 branches

    4.10%APY$375 over 11 months on $10,000
  11. WaFd Bank13 Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.10%APY$445 over 13 months on $10,000intro rate
  12. Top Carrot, Carrot Score 90
    Goldenwest Credit Union18 Month Variable CertificateCD · 18 months · $50 min

    Credit union · 1 branch

    3.91%APY$592 over 18 months on $10,000
  13. Lookout Credit UnionLimited Time CD SpecialsCD · 6 months · $500 min

    Credit union · 1 branch

    3.85%APY$191 over 6 months on $10,000intro rate
  14. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionFlex CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  15. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 2 branches

    3.75%APY$375 over 1 year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Idaho Falls, ID metro

249 CDs at 15 banks and credit unions · checked Oct 6–22

Typical
2.05%
Top 10% from
4.20%
Banks, typical
0.50%
Credit unions, typical
3.80%

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Idaho Falls, ID metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. ICCUCredit union · 5 branches
  2. Westmark Credit UnionCredit union · 6 branches
  3. Goldenwest Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate