Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Dallas, TX metro
- Alcon Employees Federal Credit UnionCertificate SpecialCD · 6 months · $500 min
Credit union · 1 branch
3.67%APY$182 over 6 months on $10,000intro rateRequirements
Product: A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. The CD will not renew automatically at the end of the term. Interest is compounded monthly and credited monthly.
Promotional rate · 3.60% interest rate · Compounded monthly · Effective Sep 18, 2025
Rate checked
More details - 3.65%APY$273 over 9 months on $10,000
Requirements
Offer: Non-renewable at Share Certificate maturity.
3.60% interest rate · Effective Dec 17, 2025
Rate checked
More details - 3.61%APY$735 over 24 months on $10,000
3.55% interest rate · Effective Jul 29, 2025
Rate checked
More details - 3.61%APY$179 over 6 months on $10,000
Requirements
Product: Early withdrawal may be subject to penalties. Minimum deposit of $1,000. Terms from 6 months to 60 months. Dividends can be paid to Savings/Checking account or compounded monthly. Election remains in effect until maturity. Certificate may automatically renew or deposit into Savings/Checking upon maturity.
3.55% interest rate · Compounded monthly · Effective Mar 31, 2026
Rate checked
More details - 3.60%APY$178 over 6 months on $10,000
Requirements
Product: Minimum balance to open and earn is $1,000. A penalty may be imposed for early withdrawal of funds prior to the maturity date. Rates subject to change without notice.
Offer: Regular CD only.
Rate checked
More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.
Promotional rate · 3.53% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Minimum amount to open is $1,000.00. Interest is accrued daily and posted monthly. Early withdrawal penalties apply.
Offer: Early withdrawal of principal on a 12 month certificate is $150.00 or 180 days of dividend earned or not, whichever is greater.
3.54% interest rate · Effective Oct 6, 2026
Rate checked
More details - Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
3.60%APY$360 over 1 year on $10,000with conditionsRequirements
Product: Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Qualified rate · 3.54% interest rate · Compounded monthly
Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share CertificateCD · 6 months · $10,000 min
Credit union · 1 branch
3.56%APY$176 over 6 months on $10,000Requirements
Product: Dividends compounded monthly. Early withdrawal penalty applies if principal is withdrawn prior to maturity. Minimum balance of $10,000 with terms up to 60 months.
3.50% interest rate · Compounded monthly
Rate checked
More details - 3.56%APY$356 over 1 year on $10,000intro rate
Requirements
Product: Dividend rates are fixed for the initial term; early withdrawal penalties apply.
Offer: Minimum opening deposit $1,000.
3.50% interest rate · Effective Apr 17, 2026
Rate checked
More details - SeaWest Coast Guard Federal Credit UnionTerm Share CertificateCD · 60 months · $500 min · 3.56%–3.61% by balance
Credit union · 1 branch
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Rates are subject to change without notice. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to maturity. Federally insured up to $250,000.
Offer: Funds may be added one time during the term if certificate purchased on or after June 1, 2019. A one-time rate bump-up is included for certificates with terms of 24 months or longer and a minimum balance of $2,500 to the current rate being offered for the same term.
3.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $49,999Your amount 3.56% $50,000 and up 3.61% Rate checked
More details - 3.55%APY$355 over 1 year on $10,000intro rate
Requirements
Product: New money rates. Interest is compounded Monthly. APY assumes principal and earned interest remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: Term is 12 Month. New Money rate.
Promotional rate · 3.49% interest rate · Compounded monthly
Rate checked
More details - Grand Prairie Credit UnionCertificates of Deposit $1,000 and overCD · 36 months · $1,000 min
Credit union · 1 branch
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Grand Prairie Credit Union may match CD rates of other Financial Institutions. Early withdrawal penalties may apply to Term Share Accounts (CDs). Annual Percentage Yield Compounded Monthly. Rates subject to change monthly.
Offer: Compounded Monthly. Rates subject to change Monthly. Early withdrawal penalties may apply to Term Share Accounts (CDs). Grand Prairie Credit Union may match CD rates of other Financial Institutions.
3.50% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate checked
More details - Tinker Federal Credit UnionStarting Line Share CertificateCD · 12 months · $25 min
Credit union · 2 branches
3.54%APY$354 over 1 year on $10,000intro rateRequirements
Product: 12-month maturity, 90-day early withdrawal penalty. Renews into standard 12-month certificate if balance is $1,000 or more.
Offer: Dividends compounded monthly.
Promotional rate · 3.49% interest rate · Compounded monthly · Effective Oct 15, 2026
Rate checked
More details - Texans Credit UnionCertificate AccountCD · 3 months · $500 min · 3.50%–3.70% by balance
Credit union · 14 branches
3.50%APY$86 over 3 months on $10,000Requirements
Product: Membership Required. Daily balance method used to calculate interest. Interest compounded and credited monthly. Paid rate disclosed for entire term. Automatically renews with 10 calendar days grace period. If balance on a $100,000 or more Certificate Account falls below minimum balance requirements, automatically renews at applicable APY for same term. Early withdrawal penalties may apply.
Offer: Not available for IRA or CESA
3.45% interest rate · Effective Feb 23, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.50% $100,000 and up 3.70% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Dallas, TX metro
1,059 CDs at 128 banks and credit unions · checked Oct 15–22
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 2.25%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches