Bank · FDIC insured
Texas Exchange Bank CD Rates
Texas Exchange Bank’s best CD rate is 3.55% APY on a 1-year CD. Terms run from 3 months to 1 year. Rates checked October 16, 2026.
How Texas Exchange Bank’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Texas Exchange Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Exchange Bank
3.55%APY
- Term
- 12 months
- Minimum
- $10,000
- Earns on $10,000
- $355
Certificates of Deposit
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.55%APY · 3 terms
New money rates. Interest is compounded Monthly. APY assumes principal and earned interest remain on deposit until maturity. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 90 Days. New Money rate | 3.07% | $76 |
| 6 monthsTerm is 180 Days. New Money rate | 3.25% | $161 |
| 12 monthsTerm is 12 Month. New Money rate | 3.55% | $355 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.55%APY · 3 terms
Traditional and ROTH IRA plans available. New money rates. Same rates apply as regular certificates. Interest is compounded Monthly. APY assumes principal and earned interest remain on deposit until maturity. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 90 Days. New Money rate | 3.07% | $76 |
| 6 monthsTerm is 180 Days. New Money rate | 3.25% | $161 |
| 12 monthsTerm is 12 Month. New Money rate | 3.55% | $355 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.