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Credit union · NCUA insured

Mesquite CU CD Rates

Mesquite CU’s best CD rate is 3.61% APY on a 2-year share certificate (CD). Rates checked October 16, 2026.

How Mesquite CU’s CD rates compare

Compared with banks and credit unions near Dallas, TX, where Mesquite CU has the most branches. $10,000, best rate first.

  • This credit union’s best

    Mesquite CU

    3.61%APY

    Term
    24 months
    Minimum
    —
    Earns on $10,000
    $735

    Share Certificate

  • Top Carrot, Carrot Score 87

    Top rate

    National Police FCU

    4.71%APY

    Term
    36 months
    Minimum
    $500
    Earns on $10,000
    $1,481

    National Police FCU rates

  • 2nd-highest rate

    Advancial Federal Credit Union

    4.66%APY

    Term
    60 months
    Minimum
    $1,000
    Earns on $10,000
    $2,558

    Advancial Federal Credit Union rates

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Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Mesquite CU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live or work within Mesquite city limits are eligible for membership.

Employers and groups

  • Individuals who work at designated select employee groups located in Sunnyvale and Balch Springs (including ABC Doors of Dallas, Adell Corporation, Associated Air & Appliance, Asthma & Lung Specialists, Baker Drywall, Dallas Athletic Club, Glen Thurman Incorporated, Identification Plates, SCS, Enterprises, McDonald's Food Service, Medical Center of Mesquite, N. Texas Neurological Center, Numo Manufacturing, Paragon Industries, Power Maintenance, Refrigerated Specialist Inc., Reliable Plumbing, Skyline Ford, Stevens Transport, T&L Plumbing, Telefones Plus, Tiseo Paving Company, Total Plumbing, Town East Ford, Triangle Plastering, and Urban Fire Protection) are eligible for membership.

Military, government and schools

  • Individuals who work for qualifying local government entities located in Sunnyvale and Balch Springs, including City of Balch Springs, City of Mesquite, and Town of Sunnyvale, are eligible for membership.

Family and household

  • Anyone who is a relative of an existing member of Mesquite Credit Union is eligible for membership.

Cost to join

  • Joining Mesquite Credit Union requires opening a savings account with a minimum opening deposit of $25.

Membership information collected October 5, 2026.

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