Credit union · NCUA insured
Mesquite CU CD Rates
Mesquite CU’s best CD rate is 3.61% APY on a 2-year share certificate (CD). Rates checked October 16, 2026.
How Mesquite CU’s CD rates compare
Compared with banks and credit unions near Dallas, TX, where Mesquite CU has the most branches. $10,000, best rate first.
This credit union’s best
Mesquite CU
3.61%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $735
Share Certificate
Top rate
National Police FCU
4.71%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,481
2nd-highest rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
3.61%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.61% | $735 |
Special-purpose accounts
Share IRA Certificate
3.61%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 3.61% | $735 |
Sources (2)
All captured Sep 17, 2026
Who can join Mesquite CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work within Mesquite city limits are eligible for membership.
Employers and groups
- Individuals who work at designated select employee groups located in Sunnyvale and Balch Springs (including ABC Doors of Dallas, Adell Corporation, Associated Air & Appliance, Asthma & Lung Specialists, Baker Drywall, Dallas Athletic Club, Glen Thurman Incorporated, Identification Plates, SCS, Enterprises, McDonald's Food Service, Medical Center of Mesquite, N. Texas Neurological Center, Numo Manufacturing, Paragon Industries, Power Maintenance, Refrigerated Specialist Inc., Reliable Plumbing, Skyline Ford, Stevens Transport, T&L Plumbing, Telefones Plus, Tiseo Paving Company, Total Plumbing, Town East Ford, Triangle Plastering, and Urban Fire Protection) are eligible for membership.
Military, government and schools
- Individuals who work for qualifying local government entities located in Sunnyvale and Balch Springs, including City of Balch Springs, City of Mesquite, and Town of Sunnyvale, are eligible for membership.
Family and household
- Anyone who is a relative of an existing member of Mesquite Credit Union is eligible for membership.
Cost to join
- Joining Mesquite Credit Union requires opening a savings account with a minimum opening deposit of $25.
Membership information collected October 5, 2026.