Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Columbus, NE metro
- 4.40%APY$899 over 24 months on $10,000intro rate
Requirements
Product: Current rates apply to new CDs and renewals at maturity only. APY is based on quarterly compounding. Early withdrawal penalty may reduce earnings.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - 4.35%APY$547 over 15 months on $10,000intro rate
Requirements
Product: Interest on all CD's is compounded quarterly. Minimum deposit is $500.00. Substantial penalty for early withdrawal. The Annual Percentage Yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Call Cornerstone Bank for effective rates after the quoted date. QUOTED RATES GOOD THROUGH 11/17/2026.
Offer: Special. Quoted rates good through 11/17/2026.
Promotional rate · 4.28% interest rate · Compounded quarterly
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More details - 4.25%APY$1,771 over 47 months on $10,000with conditions
Requirements
Product: Interest compounds quarterly. Substantial penalty for early withdrawal. Open and/or Maintain a Bonus or Loyalty Checking Account to qualify for an additional .25% APY on New Certificates of Deposit (special terms excluded).
Offer: 47 Month Special does not qualify for the premium APY.
Qualified rate · 4.18% interest rate · Effective Oct 4, 2026
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More details - 4.15%APY$521 over 15 months on $10,000
Requirements
Product: Interest compounded quarterly. Automatic CD renewal. Substantial penalty will be imposed for early withdrawal of certificate of deposits.
Offer: Substantial penalty will be imposed for early withdrawal of certificate of deposits.
4.09% interest rate · Compounded quarterly · Effective Sep 28, 2026
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More details - 4.10%APY$375 over 11 months on $10,000
Requirements
Product: Minimum deposit may be required. Terms range from 6-60 months. Penalty may be imposed for early withdrawal. Fees could reduce earnings. Interest rates may change after account is opened.
Offer: Special Rate
4.04% interest rate · Effective Oct 7, 2026
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More details - 3.96%APY$2,143 over 60 months on $10,000
Requirements
Product: Must be 18 or older and a resident of Nebraska, Iowa, South Dakota or Kansas. Substantial penalty may be imposed for early withdrawal (except No Penalty certificate).
Offer: Compounded quarterly. Substantial penalty may be imposed for early withdrawal.
3.90% interest rate · Compounded quarterly · Effective Oct 4, 2026
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More details - 3.90%APY$96 over 3 months on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Rate is guaranteed through the term of the certificate. Fees may reduce earnings.
Offer: Dividends compounded and credited quarterly.
3.84% interest rate · Effective Oct 1, 2026
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More details - Nebraska Energy Federal Credit UnionShare Certificate SpecialCD · 6 months · $5,000 min
Credit union · 1 branch
3.90%APY$193 over 6 months on $10,000intro rateRequirements
Product: Members are limited to one share certificate special. Rate subject to change. Additional deposits not allowed during the term. Automatically renewable at maturity at prevailing 1-year share certificate rate.
Offer: Limit One Per Member.
Promotional rate · Effective Sep 1, 2026
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More details - 3.90%APY$490 over 15 months on $10,000
Requirements
Product: Offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. APY based on quarterly compounding.
Effective Oct 13, 2026
Rate checked
More details - Nebraska Energy Federal Credit UnionShare CertificateCD · 12 months · $5,000 min
Credit union · 1 branch
3.70%APY$370 over 1 year on $10,000Requirements
Product: Dividends are compounded monthly and credited monthly. Additional deposits are not allowed during the term. Automatically renewable at maturity. Early withdrawal penalty applies (120 days of dividends for 1 year, 180 days of dividends for 2 years).
Offer: Early withdrawal penalty is 120 days of dividends.
Compounded monthly · Effective Oct 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Columbus, NE metro
114 CDs at 11 banks and credit unions · checked Oct 6–22
- Typical
- 2.85%
- Top 10% from
- 4.09%
- Banks, typical
- 2.74%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
Columbus, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Union Bank & TrustBank · 1 branch
- Great Plains State BankBank · 2 branches