Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Cleveland, OH metro
- Fasson Employees' Federal Credit UnionCertificate AccountsCD · 12 months · $1,000 min
Credit union · 1 branch
4.25%APY$425 over 1 year on $10,000Requirements
Product: Available to all U.S. employees of Avery Dennison Corporation and their family members.
Offer: Dividends are paid at maturity. Additional deposits are not allowed.
4.25% interest rate · Effective Sep 23, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 43 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - Best Reward Federal Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · 3 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Minimum opening deposit and balance to earn stated APY is $1,000 ($500 for youth through age 19). Dividends calculated on average daily balance and paid monthly. Statement fee of $2.00 per mailed statement (e-Statements are free). Early withdrawal penalties may reduce earnings.
Offer: Special Share Certificate. Minimum opening deposit and balance is $500 for youth through age 19.
Promotional rate · 4.17% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.15%APY$1,297 over 36 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 36-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 4.09% interest rate · Effective Jul 23, 2026
Rate checked
More details - 4.10%APY$101 over 3 months on $10,000
Requirements
Product: Certificate rates fixed at time of investment. Minimum deposit $500.00. Total certificate balances qualify for rate. Substantial penalty for early withdrawal. Early withdrawal penalty is 180 days of dividends. Membership share of $5.00 required.
Offer: PremiumPlus Membership (Basic + 25 bps).
4.02% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 4 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 3 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.06%APY$406 over 1 year on $10,000
4.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: $500 Minimum
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.06%APY$406 over 1 year on $10,000
Requirements
Product: There is a 90-day penalty for any early withdrawal of a Certificate. Dividends are posted quarterly.
4.00% interest rate · Effective Sep 1, 2026
Rate checked
More details - 4.06%APY$864 over 25 months on $10,000
Requirements
Offer: Special Term Share
4.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.05%APY$826 over 24 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 07/23/2026.
Promotional rate · 3.99% interest rate · Effective Jul 23, 2026
Rate checked
More details - Century Federal Credit UnionTerm-Share CertificateCD · 25 months · $500 min
Credit union · 8 branches
4.05%APY$862 over 25 months on $10,000Requirements
Product: Fixed rate of return. Choose terms from 3 to 71 months. Automatic renewal. NCUA insured up to $250,000.
Offer: Promotional CD Specials offer requires a minimum of $500 in new money not currently on deposit with Century Federal Credit Union. New money must originate from a source outside of Century Federal Credit Union. Other restrictions may apply. Contact us for complete details.
3.98% interest rate · Effective Sep 22, 2026
Rate checked
More details - 4.05%APY$2,196 over 60 months on $10,000
Requirements
Product: The minimum balance required to open and maintain this account is $500.00. You must maintain a minimum daily balance of $500.00 in your account each day to obtain the disclosed annual percentage yield. There is a penalty for early withdrawal.
Offer: Dividends paid quarterly. Early withdrawal penalty is 365 days.
3.98% interest rate · Effective Jul 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Cleveland, OH metro
653 CDs at 61 banks and credit unions · checked Oct 6–22
- Typical
- 2.25%
- Top 10% from
- 4.00%
- Banks, typical
- 0.55%
- Credit unions, typical
- 3.18%
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Cleveland, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 2 branches
- Commstar Credit UnionCredit union · 2 branches
- Achieve CUCredit union · 3 branches