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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 76–90 results in Cincinnati, OH-KY-IN metro

  1. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 19 branches

    3.15%APY$315 over 1 year on $10,000
  2. Presidents Federal Credit UnionShare Certificate (CD)CD · 19 months · $1,000 min

    Credit union · 1 branch

    3.05%APY$487 over 19 months on $10,000
  3. Top Carrot, Carrot Score 87
    Hoosier Hills Credit UnionSave to Win CertificateCD · 12 months · $25 min

    Credit union · 2 branches

    3.04%APY$304 over 1 year on $10,000
  4. Postal Family Credit Union, Inc.Payroll Deduction CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    3.04%APY$304 over 1 year on $10,000
  5. Top Carrot, Carrot Score 89
    Warsaw Federal47-Month CD SpecialCD · 47 months · $500 min

    Bank · 1 branch

    3.03%APY$1,240 over 47 months on $10,000intro rate
  6. AurGroup Financial CUTerm Share CertificateCD · 3 months · $500 min

    Credit union · 4 branches

    3.00%APY$74 over 3 months on $10,000
  7. Northern Kentucky Federal Credit UnionShared Certificates (CDs)CD · 18 months · $10,000 min

    Credit union · 2 branches

    3.00%APY$453 over 18 months on $10,000
  8. Cincinnati HealthCare Associates Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.00%APY$1,593 over 60 months on $10,000
  9. Sorg Bay West Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min

    Credit union · 1 branch

    2.78%APY$138 over 6 months on $10,000
  10. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionSaver CertificateCD · 12 months · $50 min

    Credit union · 1 branch

    2.75%APY$275 over 1 year on $10,000
  11. TruPartner Credit UnionSavings Builder CertificateCD · 12 months

    Credit union · 4 branches

    2.75%APY$275 over 1 year on $10,000
  12. Heritage BankCertificates of DepositCD · 36 months · $500 min

    Bank · 19 branches

    2.53%APY$778 over 36 months on $10,000
  13. Local 392 Federal Credit UnionShare Certificate AccountsCD · 60 months · $500 min · up to $10,000

    Credit union · 1 branch

    2.52%APY$1,327 over 60 months on $10,000
  14. Top Carrot, Carrot Score 89
    Warsaw Federal60-Month CDCD · 60 months · $500 min

    Bank · 1 branch

    0.65%APY$329 over 60 months on $10,000
  15. Top Carrot, Carrot Score 89
    Warsaw FederalJump Rate CDCD · 27 months · $500 min

    Bank · 1 branch

    0.55%APY$124 over 27 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH-KY-IN metro

650 CDs at 66 banks and credit unions · checked Oct 15–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.35%
Credit unions, typical
3.40%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate