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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in Cincinnati, OH-KY-IN metro

  1. St. James Parish Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$382 over 1 year on $10,000
  2. Harrison Building and LoanCertificates of DepositCD · 3 months · $2,500 min

    Bank · 3 branches

    3.80%APY$95 over 3.033333333333333 months on $10,000
  3. Whitewater Community Credit UnionShare Certificate (CD)CD · 7 months · $1,000 min

    Credit union · 1 branch

    3.80%APY$220 over 7 months on $10,000
  4. FCN BankCDs – Certificates of DepositCD · 12 months · $1,000 min

    Bank · 4 branches

    3.79%APY$379 over 1 year on $10,000
  5. Cincinnatus Savings & LoanCD SpecialsCD · 6 months · $500 min

    Bank · 3 branches

    3.75%APY$186 over 6 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    Warsaw Federal7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000intro rate
  7. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 19 branches

    3.75%APY$217 over 7 months on $10,000
  8. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 4 branches

    3.75%APY$375 over 1 year on $10,000
  9. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 17 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  10. MyUSA Credit UnionShare CertificateCD · 13 months · $500 min

    Credit union · 3 branches

    3.75%APY$407 over 13 months on $10,000intro rate
  11. Peoples Bank17 Month CD SpecialCD · 17 months · $1,000 min

    Bank · 18 branches

    3.75%APY$535 over 17 months on $10,000intro rate
  12. COPFCUSavings CertificatesCD · 12 months · $1,000 min

    Credit union · 6 branches

    3.70%APY$370 over 1 year on $10,000
  13. LCNB National Bank13 Month CDCD · 13 months · $1,000 min

    Bank · 23 branches

    3.70%APY$401 over 13 months on $10,000
  14. Postal Family Credit Union, Inc.Regular Share CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.61%APY$1,940 over 60 months on $10,000
  15. Miami University Community Federal Credit UnionCertificates of Deposit (CDs)CD · 60 months · $1,000 min

    Credit union · 3 branches

    3.60%APY$1,934 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cincinnati, OH-KY-IN metro

650 CDs at 66 banks and credit unions · checked Oct 15–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.35%
Credit unions, typical
3.40%

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Cincinnati, OH-KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Superior Credit UnionCredit union · 5 branches
  2. CommunityAmerica Credit UnionCredit union · 1 branch
  3. Central BankBank · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate