Bank · FDIC insured
Cincinnatus Savings & Loan CD Rates
Cincinnatus Savings & Loan’s best CD rate is 3.75% APY on a 6-month CD. Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Cincinnatus Savings & Loan’s CD rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Cincinnatus Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
Cincinnatus Savings & Loan
3.75%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $186
CD Specials
Top rate
Peoples Exchange Bank
4.50%APY
- Term
- 13 months
- Minimum
- —
- Earns on $10,000
- $488
2nd-highest rate
Community Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,412
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
3.75%APY · 2 terms
Available on New Funds and Consumer Accounts Only. We reserve the right to limit acceptance of deposits greater than $250,000.00. A 3-month interest rate penalty will be imposed for early withdrawal. The certificates will renew into a 6-month certificate at the current 6-month interest rate at the time of maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAvailable on New Funds and Consumer Accounts Only. Renews into a 6-month certificate at maturity | 3.75% | $186 |
| 12 monthsAvailable on New Funds and Consumer Accounts Only. Renews into a 6-month certificate at maturity | 3.75% | $375 |
Sources (1)
- cincinnatussl.com/CD-specials · captured Sep 17, 2026
Special-purpose accounts
Certificate of Deposit
Up to 0.65%APY · 9 terms
Penalties may be assessed for early withdrawal on all Certificate Accounts. IRA accounts may be opened in any certificate type.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Day Certificate | 0.05% | $1 |
| 6 months182 Day Certificate | 0.10% | $5 |
| 9 months9 Month Certificate | 0.25% | $19 |
| 12 months12 Month Certificate | 0.25% | $25 |
| 18 months18 Month Certificate | 0.30% | $45 |
| 24 months24 Month Certificate | 0.35% | $70 |
| 36 months36 Month Certificate | 0.40% | $120 |
| 48 months48 Month Certificate | 0.50% | $202 |
| 60 months60 Month Certificate | 0.65% | $329 |
IRA Certificate of Deposit
0.20%APY · 1 term
IRA accounts may be opened in any certificate type. Deposits may be made without extending maturity, to maximum limit of contributor. Rate is adjusted monthly based on 182 day CD rate in effect at end of previous month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsTerm: 18 Month IRA Certificate | 0.20% | $30 |
Sources (1)
- cincinnatussl.com/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.