Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–14 results in Canton, IL metro
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: West Peoria Grand Opening Special limited-time offer. Open in person at the West Peoria branch. Requires a minimum balance of $5,000.00 to obtain stated APY. Early withdrawal penalty may be imposed. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings.
Offer: Minimum balance of $5,000.00 required to obtain stated APY. Penalty may be imposed for early withdrawal. Applies to new money only. Does not apply to the 55+ CD Rate Bump. Fees could reduce earnings on this account.
Promotional rate · 3.94% interest rate · Effective Jun 19, 2026
Rate checked
More details - 3.85%APY$352 over 11 months on $10,000intro rate
Requirements
Product: A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
Offer: A penalty may be imposed for early withdrawal. A minimum balance of $5,000.00 is required to obtain the stated APY.
Promotional rate · 3.80% interest rate · Effective Jul 1, 2026
Rate checked
More details - 3.79%APY$411 over 13 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $1,000. Annual APY listed above is an estimate.
Offer: Rates effective as of 10/16/2026. APY assumes principal and interest remain on deposit for a whole year. Penalties may be imposed for early withdrawal.
3.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - Morton Community BankCertificate SpecialsCD · 14 months · $10,000 min · 3.73%–3.79% by balance
Bank · 1 branch
3.73%APY$437 over 14 months on $10,000intro rateRequirements
Product: Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Under $100,000. $10,000 minimum deposit. Upon maturity 14 month special will renew at current 12-month rate.
Promotional rate · 3.67% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Specials Balance APY Up to $100,000Your amount 3.73% $100,000 and up$100,000 and Over. 3.79% Rate checked
More details - 3.55%APY$1,103 over 36 months on $10,000
Requirements
Product: Rates current for approved customers. Rates are subject to change. Mandatory penalty for early withdrawal. Interest is credited monthly.
Offer: Interest is credited monthly. Subject to early withdrawal penalty.
3.50% interest rate · Effective Sep 28, 2026
Rate checked
More details - 3.49%APY$261 over 9 months on $10,000
Requirements
Product: Early withdrawals on CDs are subject to penalty and may affect the annual percentage yields. Fees charged may reduce earnings.
Offer: Special rate. Early withdrawals are subject to penalty.
3.45% interest rate · Effective May 15, 2025
Rate checked
More details - 3.25%APY$1,734 over 60 months on $10,000
Requirements
Product: Terms 3 months–5 years. Dividends compounded and credited monthly; dividend period monthly. Early withdrawal penalties may apply. Rates subject to change daily. Federally insured up to $250,000 by NCUA in conjunction with other CEFCU accounts.
Offer: Minimum to open $1,000.
3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.07%APY$152 over 6 months on $10,000
Requirements
Product: A penalty may or will be imposed for early withdrawal from all CD accounts. Fees may reduce earnings. Rates subject to change without notice.
Offer: Interest compounded and paid at maturity. Early withdrawal penalty - one month's interest.
3.05% interest rate · Effective Sep 3, 2024
Rate checked
More details - Morton Community BankCertificate of DepositCD · 60 months · $1,000 min · 3.05%–3.11% by balance
Bank · 1 branch
3.05%APY$1,621 over 60 months on $10,000Requirements
Product: Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Specials cannot be combined with any other offers. Interest begins to accrue on the business day you deposit non-cash items. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Under $100,000.
3.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $100,000Your amount 3.05% $100,000 and up$100,000 and Over. 3.11% Rate checked
More details - 2.93%APY$1,553 over 60 months on $10,000
Requirements
Product: Early withdrawal penalties may apply. Interest can be paid monthly to another account, compounded quarterly on the CD, or paid at maturity.
Offer: A penalty may be imposed for early withdrawal.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 2.47%APY$1,298 over 60 months on $10,000
Requirements
Product: Interest is paid quarterly or at maturity. CDs may be automatically renewed. Terms range from 90 days (3 months) to 5 years. No setup or maintenance fees.
Offer: A penalty may be imposed for early withdrawal. APY compounded quarterly.
2.45% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - Insite National BankCertificate of DepositCD · 48 months · $2,500 min · 2.27%–2.58% by balance
Bank · 1 branch
2.43%APY$1,008 over 48 months on $10,000Requirements
Product: Minimum Balance to Open is $2,500.00. (3) Savings rates are subject to change with 30 calendar days advance written notice. All other rates can change without advance written notice.
2.25% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $2,500 – $9,999 2.27% $10,000 – $49,999Your amount 2.43% $50,000 and up 2.58% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Canton, IL metro
99 CDs at 10 banks and credit unions · checked Oct 16–22
- Typical
- 2.12%
- Top 10% from
- 3.73%
- Banks, typical
- 2.04%
- Credit unions, typical
- 3.00%
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Canton, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CEFCUCredit union · 1 branch